CPT 99487 · professional fee

Cplx chrnc care 1st 60 min (CPT 99487): negotiated rates by payer and state

What UnitedHealthcare, Aetna, Cigna and Blue Cross Blue Shield pay for CPT 99487, from their published in-network rate files.

Internal medicineSnapshot Aug 2026Professional fee only

National summary

Commercial in-network, four payers combined, professional fee
Median rate
$121
P10 to P90: $74 to $241
vs Medicare
84%
non-facility rate $144.29
Payer spread
1.72×
UHC $141 vs Aetna $82
State spread
3.1×
AK $232 to AL $74
5,397 sampled providers7,419 TINs51 statesSample-based · how this is calculated

What the data shows

Generated from this code's own numbers
1

UnitedHealthcare has the highest median for CPT 99487 in the files analyzed, at $141, 72% above Aetna ($82), the lowest of the 4 payers shown.

2

The state spread is 3.1×: Alaska has the highest median at $232 and Alabama the lowest at $74, a gap larger than the gap between the highest and lowest payer.

3

Commercial rates run 84% of the Medicare non-facility rate ($144.29), which ranks 225th of 228 tracked codes by commercial-to-Medicare ratio.

4

Rates are tightest within Aetna (interquartile range $19) and widest within UnitedHealthcare ($94).

5

This is a top-28 code for internal medicine by Medicare allowed dollars, so it carries real revenue weight for that specialty.

Rates by payer

Median of per-provider median rates, with interquartile range
PayerMedianP25P75vs nationalRankProvidersPosition
UnitedHealthcare$141$101$195+16%14,250
97% of Medicare
Blue Cross Blue Shield$130$97$174+7%23,963
90% of Medicare
Cigna$119$92$164-2%33,994
82% of Medicare
Aetna$82$70$89-33%41,668
57% of Medicare

Rate distribution

Box = P25 to P75, whiskers = P10 to P90, tick = median, dashed line = Medicare non-facility ($144.29)
$50$103$155$207$260$312UnitedHealthcareBlue Cross Blue ShieldCignaAetnaMedicare

Rates by state

Median across payers · 51 states with enough data
RankStateMedianvs nationalHighest payerLowest payerProvidersLevel
1Alaska$232+91%BCBSCigna96
2Oregon$231+90%UHCAetna98
3Minnesota$206+69%UHCAetna112
4North Dakota$204+68%BCBSAetna105
5Washington$191+57%UHCAetna109
6Wisconsin$181+49%UHCCigna106
7Massachusetts$178+46%UHCAetna118
8Hawaii$175+44%CignaUHC71
9New Hampshire$172+42%UHCAetna109
10Wyoming$161+33%BCBSAetna104
11Nebraska$153+26%CignaUHC89
12Colorado$146+21%UHCCigna114
13Connecticut$146+20%BCBSAetna118
14Maine$145+20%UHCAetna118
15Montana$141+16%UHCCigna101
16Georgia$140+16%UHCAetna120
17New Mexico$131+8%UHCAetna101
18Iowa$131+7%UHCAetna99
19District of Columbia$130+7%UHCAetna82
20Vermont$129+6%UHCCigna100
21South Dakota$126+4%UHCCigna123
22South Carolina$124+2%UHCAetna99
23Ohio$121-0%UHCAetna119
24Michigan$121-0%BCBSAetna103
25California$119-2%UHCAetna95
26Pennsylvania$118-3%UHCAetna108
27Indiana$116-4%UHCAetna123
28Delaware$116-5%CignaAetna107
29Idaho$115-5%BCBSCigna106
30Illinois$115-5%UHCBCBS86
31Virginia$115-5%UHCAetna96
32Tennessee$114-6%BCBSAetna104
33New York$111-9%UHCAetna114
34North Carolina$109-10%UHCAetna122
35Maryland$106-13%UHCAetna94
36Oklahoma$106-13%UHCAetna109
37West Virginia$106-13%UHCAetna113
38Missouri$106-13%UHCAetna113
39Rhode Island$105-14%UHCAetna97
40New Jersey$103-15%BCBSAetna112
41Utah$103-15%UHCBCBS107
42Arkansas$102-16%UHCAetna120
43Texas$101-17%UHCAetna118
44Kansas$96-21%UHCCigna101
45Louisiana$94-22%UHCAetna107
46Kentucky$94-22%CignaBCBS125
47Nevada$92-25%UHCAetna108
48Florida$89-26%BCBSAetna102
49Mississippi$89-27%BCBSAetna99
50Arizona$84-30%CignaBCBS95
51Alabama$74-39%CignaAetna102

Frequently asked questions

Answers use this page's data
Which payer has the highest median rate for CPT 99487?

In the files we analyzed, UnitedHealthcare, at a median of $141 across 4,250 sampled providers. Aetna is lowest at $82, 72% lower than the highest.

How does the commercial rate compare with Medicare?

The national median is 84% of the 2026 Medicare non-facility rate of $144.29.

Which state has the highest median for CPT 99487?

Alaska has the highest median at $232; Alabama has the lowest at $74.

Is this a professional fee?

These are professional (physician) fees only. Facility, device and implant payments are priced separately and are not included.

How current is this data?

It is the August 2026 snapshot of each payer's in-network rate file. Sources and filters are listed in the methodology below.

Methodology

How these numbers are calculated
  • Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
  • Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
  • Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
  • Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
  • Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
  • Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.

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