Commercial healthcare reimbursement in South Carolina
How South Carolina compares with the nation, by payer, specialty and procedure.
South Carolina at a glance
What the data shows
South Carolina ranks 38th of 51 states for commercial reimbursement, with an index of 92 (100 = national median) across 228 procedure codes; the South region averages 94.
Commercial rates in South Carolina run a median 140% of Medicare.
Blue Cross Blue Shield has the highest index in the state (116) and Aetna the lowest (76), a 40-point gap, in the files analyzed.
CPT 70450 (Ct head/brain w/o dye) is the strongest relative to the national median (118% of it, a 18% premium); CPT 88313 (Special stains group 2) is furthest below (66% of the national median, 34% lower).
By specialty, South Carolina is strongest for internal medicine (ranks 28th of 51 states for that specialty) and weakest for dermatology (43rd of 50).
Against Medicare, gastroenterology has the highest ratio in South Carolina (172% of Medicare) and dermatology the lowest (83%).
Payer ranking in South Carolina
| Payer | Index | Rank | Level | Codes | Providers | TINs |
|---|---|---|---|---|---|---|
| Blue Cross Blue Shield | 116 | 1 | 196 | 311 | 446 | |
| UnitedHealthcare | 111 | 2 | 228 | 733 | 382 | |
| Cigna | 100 | 3 | 227 | 778 | 484 | |
| Aetna | 76 | 4 | 228 | 627 | 492 |
Reimbursement index by specialty in South Carolina
| Specialty | Index | Rank among states | % of Medicare | Level | Codes | Providers |
|---|---|---|---|---|---|---|
| Internal medicine | 96 | 28 of 51 | 117% | 25 | 102 | |
| Orthopedic surgery | 95 | 30 of 51 | 135% | 39 | 106 | |
| Diagnostic radiology | 96 | 31 of 51 | 147% | 49 | 115 | |
| Urology | 95 | 32 of 50 | 153% | 37 | 101 | |
| Gastroenterology | 93 | 35 of 50 | 172% | 36 | 118 | |
| Cardiology | 89 | 39 of 51 | 130% | 38 | 117 | |
| Ophthalmology | 87 | 40 of 50 | 108% | 42 | 104 | |
| Dermatology | 85 | 43 of 50 | 83% | 44 | 109 |
Specialty by payer in South Carolina
| Specialty | UHC | Aetna | Cigna | BCBS |
|---|---|---|---|---|
| Internal medicine | 124 | 61 | 99 | 102 |
| Dermatology | 94 | 74 | 81 | 113 |
| Ophthalmology | 87 | 88 | 82 | 106 |
| Cardiology | 101 | 64 | 89 | 109 |
| Orthopedic surgery | 109 | 66 | 93 | 109 |
| Diagnostic radiology | 103 | 66 | 128 | 95 |
| Urology | 117 | 63 | 90 | 112 |
| Gastroenterology | 101 | 70 | 85 | 123 |
South Carolina compared with South region states
| State | Index | Rank | % of Medicare | Providers | Level |
|---|---|---|---|---|---|
| South Carolina | 92 | 38 | 140% | 872 | |
| Virginia | 91 | 39 | 139% | 907 | |
| Arkansas | 93 | 36 | 144% | 788 | |
| West Virginia | 93 | 34 | 146% | 608 | |
| Louisiana | 89 | 41 | 132% | 917 | |
| Kentucky | 88 | 42 | 133% | 977 |
Procedures that pay most and least in South Carolina vs the nation
Highest vs national
| Code | South Caroli | National | Gap | Prov. |
|---|---|---|---|---|
| 70450 Ct head/brain w/o dye | $230 | $194 | +18% | 113 |
| 71271 Ct thorax lung cancer scr c- | $243 | $208 | +17% | 113 |
| 20611 Drain/inj joint/bursa w/us | $133 | $117 | +14% | 106 |
| 72131 Ct lumbar spine w/o dye | $275 | $248 | +11% | 113 |
| 72125 Ct neck spine w/o dye | $275 | $249 | +11% | 113 |
| 71250 Ct thorax dx c- | $275 | $250 | +10% | 113 |
| 43255 Egd control bleeding any | $497 | $459 | +8% | 115 |
| 20550 Njx 1 tendon sheath/ligament | $80 | $74 | +8% | 106 |
| 65778 Cover eye w/membrane | $73 | $70 | +5% | 101 |
| 99497 Advncd care plan 30 min | $113 | $108 | +4% | 97 |
| 64566 Neuroeltrd stim post tibial | $72 | $69 | +4% | 100 |
| 43239 Egd biopsy single/multiple | $363 | $349 | +4% | 116 |
| 52332 Cystoscopy and treatment | $372 | $360 | +3% | 100 |
| 99350 Home/res vst est high mdm 60 | $255 | $247 | +3% | 100 |
| 51798 Us urine capacity measure | $22 | $21 | +3% | 94 |
Lowest vs national
| Code | South Caroli | National | Gap | Prov. |
|---|---|---|---|---|
| 88313 Special stains group 2 | $46 | $71 | -34% | 113 |
| 88312 Special stains group 1 | $64 | $97 | -34% | 219 |
| 88305 Tissue exam by pathologist | $47 | $70 | -33% | 220 |
| 88342 Imhchem/imcytchm 1st antb | $64 | $95 | -32% | 106 |
| 93297 Rem interrog dev eval icpms | $35 | $52 | -32% | 117 |
| 93298 Rem interrog dev eval scrms | $37 | $52 | -29% | 117 |
| 99202 Office o/p new sf 15 min | $53 | $70 | -23% | 109 |
| 92235 Fluorescein angrph mltiframe | $113 | $145 | -22% | 102 |
| 77280 Ther rad simulaj field smpl | $238 | $302 | -21% | 105 |
| 92014 Compre oph exam est pt 1/> | $80 | $101 | -21% | 103 |
| 92242 Fluorescein&icg angiography | $230 | $288 | -20% | 100 |
| 92012 Intrm oph exam est patient | $61 | $76 | -19% | 103 |
| 11102 Tangntl bx skin single les | $53 | $65 | -19% | 109 |
| 11104 Punch bx skin single lesion | $66 | $81 | -18% | 109 |
| 97110 Therapeutic exercises | $26 | $31 | -17% | 106 |
Frequently asked questions
How do commercial reimbursement rates in South Carolina compare with the rest of the country?
South Carolina ranks 38th of 51 states with an index of 92, across 228 procedure codes. Median commercial rates run 140% of the Medicare rate.
Which payer has the highest rates in South Carolina?
In the files we analyzed, Blue Cross Blue Shield has the highest index (116) and Aetna the lowest (76). Each payer's figures describe the specific plans and networks in the files used, not its whole book of business.
Which specialty has the strongest rates in South Carolina?
Internal medicine ranks 28th of 51 states.
How many providers does this South Carolina page cover?
872 sampled providers across 4 payers. The data comes from a random sample of providers, so counts describe the sample, not every provider in the state.
Which procedures differ most between South Carolina and the national median?
CPT 70450 (Ct head/brain w/o dye) is highest relative to the nation at 118% of the national median; CPT 88313 (Special stains group 2) is lowest at 66%.
Methodology
- Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
- Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
- Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
- Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
- Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
- Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.
Benchmark your South Carolina contracts
Compare your negotiated rates with these state medians by payer and specialty.