Workers’ comp and personal injury

A disputed medical bill is argued against a number. The number should have a source.

Medlyze provides what hospitals and payers in the same market have published for the same services, each with its source: the benchmark for bill review, negotiation and testimony.

Use it to evaluate a disputed bill, set a settlement position, support an expert’s testimony, or decide which cases to contest.

Send one bill’s codes, provider and state. You get the published benchmarks beside each line, within 24 hours.

The risk of deciding without it

What changes when the decision is made on the rate of record.

DecisionDecided on assumptionDecided on the rate of record
A bill in reviewIt is judged against a national multiple.Each line is set against what the market publishes for that service, in that geography.
A settlement positionIt rests on experience.It rests on published rates with sources that survive discovery.
Expert testimonyThe number is asserted.The number is traced to the file it came from.
Same code, every payer

Four payers, four medians, one code. A disputed line is judged the same way.

Real published commercial rates for New York, by payer and hospital. A bill’s codes, provider and state come in the same record.

4 payers, median rates $20,542–$29,170 · 8 hospitals $6,554–$35,188
Commercial payersAetnaAetna: median $20,542 ($5,638–$43,315)United HealthcareUnited Healthcare: median $20,771 ($10,490–$39,292)CignaCigna: median $27,737 ($16,706–$57,778)Emblem HealthEmblem Health: median $29,170 ($14,194–$76,674)HospitalsMontefiore Medical CenterMontefiore Medical Center: median $6,554 ($2,753–$63,435)Garnet Health Medical CenterGarnet Health Medical Center: median $8,892 ($8,892–$29,750)Mount St. Mary's HospitalMount St. Mary's Hospital: median $9,836 ($6,164–$15,205)Kenmore Mercy HospitalKenmore Mercy Hospital: median $10,460 ($5,208–$15,205)Good Samaritan Hospital Medic…Good Samaritan Hospital Medical Center: median $17,054 ($7,522–$22,388)St. Francis HospitalSt. Francis Hospital: median $21,550 ($6,976–$30,567)Montefiore New Rochelle Hospi…Montefiore New Rochelle Hospital: median $24,708 ($6,554–$65,600)White Plains HospitalWhite Plains Hospital: median $35,188 ($6,489–$61,699)$0$76,674

Dot = median · thin line = lowest to highest rate · shaded bar = middle half of a payer’s providers

SourceMedianLowest–highestBasis
White Plains Hospital$35,188$6,489–$61,6996 payers · file updated 4/1/2026
Emblem Health$29,170$14,194–$76,67443 providers · August 2026 file
Cigna$27,737$16,706–$57,77868 providers · August 2026 file
Montefiore New Rochelle Hospital$24,708$6,554–$65,6009 payers · file updated 4/1/2026
St. Francis Hospital$21,550$6,976–$30,5678 payers · file updated 2/19/2026
United Healthcare$20,771$10,490–$39,292113 providers · August 2026 file
Aetna$20,542$5,638–$43,31564 providers · August 2026 file
Good Samaritan Hospital Medical Center$17,054$7,522–$22,3888 payers · file updated 2/19/2026
Kenmore Mercy Hospital$10,460$5,208–$15,2058 payers · file updated 2/25/2025
Mount St. Mary's Hospital$9,836$6,164–$15,2059 payers · file updated 2/25/2025
Garnet Health Medical Center$8,892$8,892–$29,7508 payers · file updated 4/1/2026
Montefiore Medical Center$6,554$2,753–$63,4358 payers · file updated 4/1/2026
Real published rates for New York: inpatient case rates for MS-DRG 194. Payers: August 2026 negotiated-rate files. Hospitals: the commercial payer rates each hospital publishes. A sample of payers and hospitals; your request covers the payers, hospitals and codes you name, plus Medicare and Medicaid.
What you get

Benchmarks per line

Each billed code against the published rates for the same service in the same geography.

See a sample report →

Provenance

The file, date and method behind every figure, documented for the record.

Geography

By state, metro area and ZIP, so the local market is the comparison.

What you may be thinking

Is the data defensible?

It comes from CMS-mandated transparency filings, validated against the federal schemas. Each rate carries its file and date, and we provide provenance documentation for proceedings.

What about workers’ comp fee schedules?

Where a fee schedule applies it governs. The published rates matter where it does not: out-of-network charges and disputed reasonableness.

Do you provide expert witnesses?

No. Billing experts and health economists use the data in testimony; we support them with documentation.