CPT 12032 · professional fee

Intmd rpr s/a/t/ext 2.6-7.5 (CPT 12032): negotiated rates by payer and state

What UnitedHealthcare, Aetna, Cigna and Blue Cross Blue Shield pay for CPT 12032, from their published in-network rate files.

DermatologySnapshot Aug 2026Professional fee only

National summary

Commercial in-network, four payers combined, professional fee

Median rate

$280

P10 to P90: $181 to $594

vs Medicare

94%

non-facility rate $299.94

Payer spread

1.67×

UHC $361 vs Aetna $215

State spread

3.8×

AK $754 to AZ $198

4,291 sampled providers5,630 TINs51 statesSample-based · how this is calculated

What the data shows

Generated from this code's own numbers

UnitedHealthcare has the highest median for CPT 12032 in the files analyzed, at $361, 67% above Aetna ($215), the lowest of the 4 payers shown.

The state spread is 3.8×: Alaska has the highest median at $754 and Arizona the lowest at $198, a gap larger than the gap between the highest and lowest payer.

Commercial rates run 94% of the Medicare non-facility rate ($299.94), which ranks 208th of 228 tracked codes by commercial-to-Medicare ratio.

Rates are tightest within Aetna (interquartile range $86) and widest within UnitedHealthcare ($267).

This is a top-12 code for dermatology by Medicare allowed dollars, so it carries real revenue weight for that specialty.

Rates by payer

Median of per-provider median rates, with interquartile range

Payer	Median	P25	P75	vs national	Rank	Providers	Position
UnitedHealthcare	$361	$292	$558	+29%	1	3,645	120% of Medicare
Cigna	$277	$211	$404	-1%	2	3,534	92% of Medicare
Blue Cross Blue Shield	$271	$213	$370	-3%	3	3,324	90% of Medicare
Aetna	$215	$183	$268	-23%	4	3,132	72% of Medicare

Rate distribution

Box = P25 to P75, whiskers = P10 to P90, tick = median, dashed line = Medicare non-facility ($299.94)

Rates by state

Median across payers · 50 states with enough data

Rank	State	Median	vs national	Highest payer	Lowest payer	Providers
1	Alaska	$754	+169%	Aetna	BCBS	16
2	Wisconsin	$576	+105%	UHC	Aetna	103
3	South Dakota	$445	+59%	UHC	BCBS	37
3	Nebraska	$445	+59%	UHC	BCBS	48
5	North Dakota	$444	+58%	n/a	n/a	24
6	Oregon	$435	+55%	UHC	Aetna	108
7	Minnesota	$425	+51%	BCBS	Aetna	116
8	Massachusetts	$424	+51%	UHC	Aetna	116
9	New Hampshire	$422	+50%	UHC	Aetna	78
10	Washington	$417	+49%	UHC	Aetna	107
11	Hawaii	$400	+43%	UHC	Cigna	41
12	Iowa	$396	+41%	Cigna	Aetna	63
13	Georgia	$384	+37%	UHC	Aetna	116
14	Maine	$368	+31%	UHC	Aetna	41
15	Mississippi	$345	+23%	Aetna	Cigna	55
16	Vermont	$332	+18%	UHC	BCBS	21
17	Connecticut	$308	+10%	UHC	Aetna	109
18	Montana	$300	+7%	UHC	Cigna	43
19	Idaho	$297	+6%	UHC	Aetna	46
20	Rhode Island	$293	+4%	UHC	Aetna	48
21	Illinois	$291	+4%	UHC	Cigna	113
22	Arkansas	$285	+2%	UHC	Aetna	65
23	Utah	$279	-0%	UHC	Aetna	113
24	New York	$279	-0%	UHC	Aetna	107
25	North Carolina	$279	-1%	BCBS	Aetna	125
26	West Virginia	$278	-1%	Cigna	Aetna	31
27	Pennsylvania	$277	-1%	BCBS	Aetna	119
28	Nevada	$276	-2%	UHC	Aetna	65
29	Colorado	$274	-2%	UHC	Aetna	125
30	Louisiana	$270	-4%	UHC	Aetna	130
31	Kansas	$266	-5%	UHC	Aetna	73
32	Texas	$265	-5%	UHC	Aetna	134
33	Ohio	$265	-6%	UHC	Aetna	115
34	Tennessee	$264	-6%	UHC	Cigna	123
35	New Mexico	$259	-8%	UHC	Aetna	34
36	California	$257	-8%	UHC	Aetna	98
37	Missouri	$256	-9%	UHC	Aetna	118
38	Oklahoma	$246	-12%	UHC	Aetna	80
39	Delaware	$246	-12%	UHC	Aetna	18
40	South Carolina	$244	-13%	BCBS	Aetna	109
41	New Jersey	$237	-15%	UHC	Aetna	99
42	Kentucky	$236	-16%	UHC	Aetna	112
43	Virginia	$234	-17%	UHC	BCBS	121
44	Maryland	$229	-18%	UHC	BCBS	108
45	Michigan	$220	-22%	UHC	BCBS	108
46	District of Columbia	$217	-23%	UHC	Aetna	35
47	Indiana	$213	-24%	UHC	Aetna	116
48	Alabama	$211	-25%	UHC	BCBS	131
49	Florida	$211	-25%	UHC	Aetna	114
50	Arizona	$198	-29%	UHC	BCBS	104

Frequently asked questions

Answers use this page's data

Which payer has the highest median rate for CPT 12032?

In the files we analyzed, UnitedHealthcare, at a median of $361 across 3,645 sampled providers. Aetna is lowest at $215, 67% lower than the highest.

How does the commercial rate compare with Medicare?

The national median is 94% of the 2026 Medicare non-facility rate of $299.94.

Which state has the highest median for CPT 12032?

Alaska has the highest median at $754; Arizona has the lowest at $198.

Is this the surgeon, physician or facility payment?

These are professional (physician) fees only. Facility, device and implant payments are priced separately and are not included.

How current is this data?

It is the August 2026 snapshot of each payer's in-network rate file. Sources and filters are listed in the methodology below.

Methodology

How these numbers are calculated

Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.

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