UnitedHealthcare · South Carolina · commercial in-network

UnitedHealthcare negotiated rates in South Carolina

How UnitedHealthcare's South Carolina rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.

UnitedHealthcare in South Carolina at a glance

Across 228 procedure codes for 8 specialties
Rate index vs state market
111
11% above the South Carolina median
Rank in state
2 of 4
BCBS 116 · UHC 111 · Cigna 100 · Aetna 76
vs own national
89
UHC's level vs its national median
Codes where highest
31%
of 228 codes
733 sampled providers382 TINs228 codesMedian 147% of Medicare · method

What the data shows

Generated from South Carolina and UnitedHealthcare data only
1

UnitedHealthcare ranks 2nd of 4 payers in South Carolina with a rate index of 111 (100 = the South Carolina market median), across 228 procedure codes.

2

UnitedHealthcare has the highest median for only 31% of codes in South Carolina; Blue Cross Blue Shield leads with an index of 116 in the files analyzed.

3

UnitedHealthcare's South Carolina rates sit 11% below its own national level, the 38th highest of its 51 states.

4

Largest premium over the South Carolina market: CPT 64566 (Neuroeltrd stim post tibial) at 205% of market; largest discount: CPT 67028 (Injection eye drug) at 78%.

How the four payers compare in South Carolina

Rate index: 100 = the state four-payer median for the same codes
PayerIndexRankLevelHighest onProviders
Blue Cross Blue Shield1161
116
48%311
UnitedHealthcare1112
111
31%733
Cigna1003
100
22%778
Aetna764
76
5%627

Where UnitedHealthcare pays most and least against the South Carolina market

Codes with the largest gap to the state median

Highest above market

CodeUHCMarketGapProv.
64566
Neuroeltrd stim post tibial
$148$72+105%86
52648
Laser surgery of prostate
$2,786$1,362+104%86
52224
Cystoscopy and treatment
$843$427+98%86
51702
Insert temp bladder cath
$102$53+91%86
52332
Cystoscopy and treatment
$690$372+85%86
11104
Punch bx skin single lesion
$116$66+76%92
11102
Tangntl bx skin single les
$92$53+75%92
51700
Irrigation of bladder
$120$71+69%86

Furthest below market

CodeUHCMarketGapProv.
67028
Injection eye drug
$108$139-22%89
65778
Cover eye w/membrane
$59$73-20%89
76512
Oph us dx b-scan
$51$62-18%89
67108
Repair detached retina
$1,222$1,478-17%89
66982
Xcapsl ctrc rmvl cplx wo ecp
$766$926-17%89
66984
Xcapsl ctrc rmvl w/o ecp
$564$676-16%89
51798
Us urine capacity measure
$18$22-16%86
66991
Xcapsl ctrc rmvl insj 1+
$713$839-15%89

Where UnitedHealthcare pays above and below its national level

Index vs the payer's own national median (100 = national)

Highest states

StateIndexProv.
Alaska193
164
Wisconsin173
610
Minnesota166
618
Oregon164
683
Massachusetts152
772

Lowest states

StateIndexProv.
Alabama73
719
Florida78
744
Arizona82
699
Louisiana83
808
Delaware83
379

Frequently asked questions

Does UnitedHealthcare pay more or less than the other payers in South Carolina?

UnitedHealthcare ranks 2nd of 4 in South Carolina with an index of 111. It is highest on 31% of codes.

Are UnitedHealthcare's South Carolina rates above or below its national level?

About 11% below.

Which procedure does UnitedHealthcare pay most above market in South Carolina?

CPT 64566 (Neuroeltrd stim post tibial), at 205% of the South Carolina median.

Methodology

How these numbers are calculated
  • Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
  • Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
  • Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
  • Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
  • Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
  • Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.

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