Cigna · Ohio · commercial in-network

Cigna negotiated rates in Ohio

How Cigna's Ohio rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.

Cigna overviewOhio marketSnapshot Aug 2026

Cigna in Ohio at a glance

Across 227 procedure codes for 8 specialties
Rate index vs state market
95
5% below the Ohio median
Rank in state
3 of 4
UHC 115 · BCBS 95 · Cigna 95 · Aetna 88
vs own national
94
Cigna's level vs its national median
Codes where highest
5%
of 227 codes
806 sampled providers523 TINs227 codesMedian 148% of Medicare · method

What the data shows

Generated from Ohio and Cigna data only
1

Cigna ranks 3rd of 4 payers in Ohio with a rate index of 95 (100 = the Ohio market median), across 227 procedure codes.

2

Cigna has the highest median for only 5% of codes in Ohio; UnitedHealthcare leads with an index of 115 in the files analyzed.

3

Cigna's Ohio rates sit 6% below its own national level, the 36th highest of its 51 states.

4

Largest premium over the Ohio market: CPT 97110 (Therapeutic exercises) at 127% of market; largest discount: CPT 88305 (Tissue exam by pathologist) at 52%.

How the four payers compare in Ohio

Rate index: 100 = the state four-payer median for the same codes
PayerIndexRankLevelHighest onProviders
UnitedHealthcare1151
115
76%802
Blue Cross Blue Shield952
95
13%893
Cigna953
95
5%806
Aetna884
88
6%711

Where Cigna pays most and least against the Ohio market

Codes with the largest gap to the state median

Highest above market

CodeCignaMarketGapProv.
97110
Therapeutic exercises
$38$30+27%96
92242
Fluorescein&icg angiography
$325$259+26%92
76872
Us transrectal
$231$186+24%95
75574
Ct angio hrt w/3d image
$568$467+22%106
92235
Fluorescein angrph mltiframe
$164$140+17%92
93229
Remote 30 day ecg tech supp
$1,152$993+16%100
93925
Lower extremity study
$416$366+14%106
92025
Cptrized corneal topography
$40$36+13%92

Furthest below market

CodeCignaMarketGapProv.
88305
Tissue exam by pathologist
$41$78-48%207
67028
Injection eye drug
$110$181-39%92
88313
Special stains group 2
$43$71-39%103
88312
Special stains group 1
$54$83-35%207
88342
Imhchem/imcytchm 1st antb
$51$79-35%104
51720
Treatment of bladder lesion
$88$134-34%94
65778
Cover eye w/membrane
$53$77-32%81
51700
Irrigation of bladder
$63$92-32%94

Where Cigna pays above and below its national level

Index vs the payer's own national median (100 = national)

Highest states

StateIndexProv.
Oregon152
735
Nebraska151
551
South Dakota141
286
Iowa141
604
Georgia136
829

Lowest states

StateIndexProv.
Alabama72
837
Florida75
775
Oklahoma80
748
Delaware82
392
Arizona82
698

Frequently asked questions

Does Cigna pay more or less than the other payers in Ohio?

Cigna ranks 3rd of 4 in Ohio with an index of 95. It is highest on 5% of codes.

Are Cigna's Ohio rates above or below its national level?

About 6% below.

Which procedure does Cigna pay most above market in Ohio?

CPT 97110 (Therapeutic exercises), at 127% of the Ohio median.

Methodology

How these numbers are calculated
  • Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
  • Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
  • Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
  • Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
  • Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
  • Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.

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