Cigna · Florida · commercial in-network

Cigna negotiated rates in Florida

How Cigna's Florida rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.

Cigna in Florida at a glance

Across 227 procedure codes for 8 specialties
Rate index vs state market
96
4% below the Florida median
Rank in state
3 of 4
UHC 112 · BCBS 107 · Cigna 96 · Aetna 85
vs own national
75
Cigna's level vs its national median
Codes where highest
13%
of 227 codes
775 sampled providers744 TINs227 codesMedian 118% of Medicare · method

What the data shows

Generated from Florida and Cigna data only
1

Cigna ranks 3rd of 4 payers in Florida with a rate index of 96 (100 = the Florida market median), across 227 procedure codes.

2

Cigna has the highest median for only 13% of codes in Florida; UnitedHealthcare leads with an index of 112 in the files analyzed.

3

Cigna's Florida rates sit 25% below its own national level, the 50th highest of its 51 states.

4

Largest premium over the Florida market: CPT 74183 (Mri abd w/o cntr flwd cntr) at 127% of market; largest discount: CPT 67840 (Remove eyelid lesion) at 69%.

How the four payers compare in Florida

Rate index: 100 = the state four-payer median for the same codes
PayerIndexRankLevelHighest onProviders
UnitedHealthcare1121
112
59%744
Blue Cross Blue Shield1072
107
34%200
Cigna963
96
13%775
Aetna854
85
4%758

Where Cigna pays most and least against the Florida market

Codes with the largest gap to the state median

Highest above market

CodeCignaMarketGapProv.
74183
Mri abd w/o cntr flwd cntr
$729$575+27%74
72197
Mri pelvis w/o & w/dye
$726$574+26%74
70553
Mri brain stem w/o & w/dye
$621$519+20%74
74178
Ct abd&plv wo cntr flwd cntr
$465$395+18%162
74174
Cta abd&plvs w/contrast
$639$543+18%74
36465
Njx noncmpnd sclrsnt 1 vein
$168$144+17%101
71260
Ct thorax dx c+
$339$291+17%74
71046
X-ray exam chest 2 views
$45$39+15%82

Furthest below market

CodeCignaMarketGapProv.
67840
Remove eyelid lesion
$132$191-31%102
92012
Intrm oph exam est patient
$43$61-30%102
43239
Egd biopsy single/multiple
$216$293-26%104
45380
Colonoscopy and biopsy
$312$410-24%104
43235
Egd diagnostic brush wash
$189$246-23%104
64566
Neuroeltrd stim post tibial
$53$69-22%98
52224
Cystoscopy and treatment
$319$407-22%99
45384
Colonoscopy w/lesion removal
$348$442-21%104

Where Cigna pays above and below its national level

Index vs the payer's own national median (100 = national)

Highest states

StateIndexProv.
Oregon152
735
Nebraska151
551
South Dakota141
286
Iowa141
604
Georgia136
829

Lowest states

StateIndexProv.
Alabama72
837
Florida75
775
Oklahoma80
748
Delaware82
392
Arizona82
698

Frequently asked questions

Does Cigna pay more or less than the other payers in Florida?

Cigna ranks 3rd of 4 in Florida with an index of 96. It is highest on 13% of codes.

Are Cigna's Florida rates above or below its national level?

About 25% below.

Which procedure does Cigna pay most above market in Florida?

CPT 74183 (Mri abd w/o cntr flwd cntr), at 127% of the Florida median.

Methodology

How these numbers are calculated
  • Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
  • Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
  • Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
  • Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
  • Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
  • Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.

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