Cigna negotiated rates in Arizona
How Cigna's Arizona rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.
Cigna in Arizona at a glance
What the data shows
Cigna ranks 2nd of 4 payers in Arizona with a rate index of 102 (100 = the Arizona market median), across 227 procedure codes.
Cigna has the highest median for only 29% of codes in Arizona; UnitedHealthcare leads with an index of 115 in the files analyzed.
Cigna's Arizona rates sit 18% below its own national level, the 47th highest of its 51 states.
Largest premium over the Arizona market: CPT 72125 (Ct neck spine w/o dye) at 146% of market; largest discount: CPT 93298 (Rem interrog dev eval scrms) at 35%.
How the four payers compare in Arizona
| Payer | Index | Rank | Level | Highest on | Providers |
|---|---|---|---|---|---|
| UnitedHealthcare | 115 | 1 | 64% | 699 | |
| Cigna | 102 | 2 | 29% | 698 | |
| Aetna | 91 | 3 | 3% | 719 | |
| Blue Cross Blue Shield | 82 | 4 | 5% | 479 |
Where Cigna pays most and least against the Arizona market
Highest above market
| Code | Cigna | Market | Gap | Prov. |
|---|---|---|---|---|
| 72125 Ct neck spine w/o dye | $317 | $218 | +46% | 67 |
| 72131 Ct lumbar spine w/o dye | $317 | $218 | +45% | 67 |
| 74183 Mri abd w/o cntr flwd cntr | $810 | $574 | +41% | 66 |
| 96372 Ther/proph/diag inj sc/im | $21 | $15 | +40% | 82 |
| 71260 Ct thorax dx c+ | $367 | $263 | +40% | 67 |
| 71250 Ct thorax dx c- | $305 | $219 | +39% | 67 |
| 72197 Mri pelvis w/o & w/dye | $810 | $585 | +38% | 66 |
| 70450 Ct head/brain w/o dye | $235 | $170 | +38% | 67 |
Furthest below market
| Code | Cigna | Market | Gap | Prov. |
|---|---|---|---|---|
| 93298 Rem interrog dev eval scrms | $33 | $94 | -65% | 91 |
| 93297 Rem interrog dev eval icpms | $29 | $56 | -48% | 91 |
| 64566 Neuroeltrd stim post tibial | $50 | $65 | -24% | 76 |
| 52000 Cystourethroscopy | $152 | $197 | -23% | 76 |
| 52648 Laser surgery of prostate | $1,119 | $1,445 | -23% | 76 |
| 52332 Cystoscopy and treatment | $249 | $321 | -22% | 76 |
| 92012 Intrm oph exam est patient | $49 | $61 | -21% | 92 |
| 92242 Fluorescein&icg angiography | $240 | $303 | -21% | 92 |
Where Cigna pays above and below its national level
Frequently asked questions
Does Cigna pay more or less than the other payers in Arizona?
Cigna ranks 2nd of 4 in Arizona with an index of 102. It is highest on 29% of codes.
Are Cigna's Arizona rates above or below its national level?
About 18% below.
Which procedure does Cigna pay most above market in Arizona?
CPT 72125 (Ct neck spine w/o dye), at 146% of the Arizona median.
Methodology
- Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
- Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
- Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
- Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
- Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
- Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.
Is your Cigna contract at market in Arizona?
Compare your negotiated rates for these codes with Arizona medians for each payer.