Cigna negotiated rates in Oregon
How Cigna's Oregon rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.
Cigna in Oregon at a glance
What the data shows
Cigna ranks 2nd of 4 payers in Oregon with a rate index of 100 (100 = the Oregon market median), across 227 procedure codes.
Cigna has the highest median for only 10% of codes in Oregon; UnitedHealthcare leads with an index of 121 in the files analyzed.
Cigna's Oregon rates sit 52% above its own national level, the 1st highest of its 51 states.
Largest premium over the Oregon market: CPT 97110 (Therapeutic exercises) at 195% of market; largest discount: CPT 45384 (Colonoscopy w/lesion removal) at 46%.
How the four payers compare in Oregon
| Payer | Index | Rank | Level | Highest on | Providers |
|---|---|---|---|---|---|
| UnitedHealthcare | 121 | 1 | 78% | 683 | |
| Cigna | 100 | 2 | 10% | 735 | |
| Blue Cross Blue Shield | 90 | 3 | 7% | 351 | |
| Aetna | 71 | 4 | 5% | 494 |
Where Cigna pays most and least against the Oregon market
Highest above market
| Code | Cigna | Market | Gap | Prov. |
|---|---|---|---|---|
| 97110 Therapeutic exercises | $61 | $31 | +95% | 83 |
| 92235 Fluorescein angrph mltiframe | $414 | $266 | +56% | 86 |
| 76512 Oph us dx b-scan | $120 | $84 | +44% | 86 |
| 92025 Cptrized corneal topography | $92 | $67 | +38% | 86 |
| 65820 Goniotomy | $2,046 | $1,550 | +32% | 86 |
| 92083 Extended visual field xm | $161 | $122 | +31% | 86 |
| 66821 After cataract laser surgery | $788 | $604 | +31% | 86 |
| 76872 Us transrectal | $551 | $428 | +29% | 98 |
Furthest below market
| Code | Cigna | Market | Gap | Prov. |
|---|---|---|---|---|
| 45384 Colonoscopy w/lesion removal | $709 | $1,533 | -54% | 96 |
| 43235 Egd diagnostic brush wash | $426 | $772 | -45% | 96 |
| 43251 Egd remove lesion snare | $452 | $800 | -44% | 54 |
| 73221 Mri joint upr extrem w/o dye | $246 | $436 | -44% | 177 |
| 72148 Mri lumbar spine w/o dye | $233 | $413 | -43% | 177 |
| 73721 Mri jnt of lwr extre w/o dye | $246 | $435 | -43% | 177 |
| 70450 Ct head/brain w/o dye | $122 | $214 | -43% | 94 |
| 45380 Colonoscopy and biopsy | $665 | $1,159 | -43% | 96 |
Where Cigna pays above and below its national level
Frequently asked questions
Does Cigna pay more or less than the other payers in Oregon?
Cigna ranks 2nd of 4 in Oregon with an index of 100. It is highest on 10% of codes.
Are Cigna's Oregon rates above or below its national level?
About 52% above.
Which procedure does Cigna pay most above market in Oregon?
CPT 97110 (Therapeutic exercises), at 195% of the Oregon median.
Methodology
- Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
- Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
- Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
- Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
- Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
- Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.
Is your Cigna contract at market in Oregon?
Compare your negotiated rates for these codes with Oregon medians for each payer.