Cigna · Minnesota · commercial in-network

Cigna negotiated rates in Minnesota

How Cigna's Minnesota rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.

Cigna in Minnesota at a glance

Across 81 procedure codes for 8 specialties
Rate index vs state market
102
2% above the Minnesota median
Rank in state
3 of 4
UHC 141 · BCBS 133 · Cigna 102 · Aetna 55
vs own national
98
Cigna's level vs its national median
Codes where highest
1%
of 81 codes
169 sampled providers308 TINs81 codesMedian 169% of Medicare · method

What the data shows

Generated from Minnesota and Cigna data only
1

Cigna ranks 3rd of 4 payers in Minnesota with a rate index of 102 (100 = the Minnesota market median), across 81 procedure codes.

2

Cigna has the highest median for only 1% of codes in Minnesota; UnitedHealthcare leads with an index of 141 in the files analyzed.

3

Cigna's Minnesota rates sit 2% below its own national level, the 30th highest of its 51 states.

4

Largest premium over the Minnesota market: CPT 88305 (Tissue exam by pathologist) at 145% of market; largest discount: CPT 99457 (Rpm tx mgmt 1st 20 min) at 58%.

How the four payers compare in Minnesota

Rate index: 100 = the state four-payer median for the same codes
PayerIndexRankLevelHighest onProviders
UnitedHealthcare1411
141
64%618
Blue Cross Blue Shield1332
133
36%671
Cigna1023
102
1%169
Aetna554
55
0%774

Where Cigna pays most and least against the Minnesota market

Codes with the largest gap to the state median

Highest above market

CodeCignaMarketGapProv.
88305
Tissue exam by pathologist
$104$72+45%17
76872
Us transrectal
$283$200+41%23
88312
Special stains group 1
$141$114+24%17
93000
Electrocardiogram complete
$26$23+14%169
76705
Echo exam of abdomen
$135$119+13%83
72197
Mri pelvis w/o & w/dye
$633$567+12%81
74183
Mri abd w/o cntr flwd cntr
$635$568+12%81
71275
Ct angiography chest
$473$423+12%81

Furthest below market

CodeCignaMarketGapProv.
99457
Rpm tx mgmt 1st 20 min
$45$78-42%23
45385
Colonoscopy w/lesion removal
$495$777-36%23
99490
Chrnc care mgmt staff 1st 20
$65$99-34%58
52332
Cystoscopy and treatment
$322$449-28%23
52281
Cystoscopy and treatment
$296$396-25%23
99454
Rem mntr physiol param 16-30
$74$99-25%23
51700
Irrigation of bladder
$65$87-25%22
52000
Cystourethroscopy
$174$232-25%22

Where Cigna pays above and below its national level

Index vs the payer's own national median (100 = national)

Highest states

StateIndexProv.
Oregon152
735
Nebraska151
551
South Dakota141
286
Iowa141
604
Georgia136
829

Lowest states

StateIndexProv.
Alabama72
837
Florida75
775
Oklahoma80
748
Delaware82
392
Arizona82
698

Frequently asked questions

Does Cigna pay more or less than the other payers in Minnesota?

Cigna ranks 3rd of 4 in Minnesota with an index of 102. It is highest on 1% of codes.

Are Cigna's Minnesota rates above or below its national level?

About 2% below.

Which procedure does Cigna pay most above market in Minnesota?

CPT 88305 (Tissue exam by pathologist), at 145% of the Minnesota median.

Methodology

How these numbers are calculated
  • Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
  • Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
  • Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
  • Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
  • Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
  • Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.

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