Cigna negotiated rates in Maine
How Cigna's Maine rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.
Cigna in Maine at a glance
What the data shows
Cigna ranks 3rd of 4 payers in Maine with a rate index of 100 (100 = the Maine market median), across 227 procedure codes.
Cigna has the highest median for only 9% of codes in Maine; UnitedHealthcare leads with an index of 124 in the files analyzed.
Cigna's Maine rates sit 3% above its own national level, the 20th highest of its 51 states.
Largest premium over the Maine market: CPT 93298 (Rem interrog dev eval scrms) at 340% of market; largest discount: CPT 72125 (Ct neck spine w/o dye) at 75%.
How the four payers compare in Maine
| Payer | Index | Rank | Level | Highest on | Providers |
|---|---|---|---|---|---|
| UnitedHealthcare | 124 | 1 | 74% | 546 | |
| Blue Cross Blue Shield | 103 | 2 | 18% | 215 | |
| Cigna | 100 | 3 | 9% | 597 | |
| Aetna | 85 | 4 | 4% | 552 |
Where Cigna pays most and least against the Maine market
Highest above market
| Code | Cigna | Market | Gap | Prov. |
|---|---|---|---|---|
| 93298 Rem interrog dev eval scrms | $154 | $45 | +240% | 88 |
| 76872 Us transrectal | $301 | $164 | +84% | 44 |
| 90960 Esrd srv 4 visits p mo 20+ | $679 | $447 | +52% | 110 |
| 77080 Dxa bone density axial | $92 | $62 | +48% | 118 |
| 70553 Mri brain stem w/o & w/dye | $986 | $678 | +46% | 118 |
| 72158 Mri lumbar spine w/o & w/dye | $986 | $680 | +45% | 118 |
| 72141 Mri neck spine w/o dye | $624 | $432 | +44% | 118 |
| 96910 Photchmtx tar&uvb/ptrltm&uvb | $229 | $160 | +43% | 38 |
Furthest below market
| Code | Cigna | Market | Gap | Prov. |
|---|---|---|---|---|
| 72125 Ct neck spine w/o dye | $171 | $228 | -25% | 118 |
| 71260 Ct thorax dx c+ | $220 | $290 | -24% | 118 |
| 72131 Ct lumbar spine w/o dye | $170 | $220 | -23% | 118 |
| 71250 Ct thorax dx c- | $175 | $225 | -22% | 118 |
| 11104 Punch bx skin single lesion | $89 | $110 | -19% | 38 |
| 77049 Mri breast c-+ w/cad bi | $590 | $726 | -19% | 118 |
| 11102 Tangntl bx skin single les | $71 | $88 | -18% | 38 |
| 70450 Ct head/brain w/o dye | $139 | $170 | -18% | 118 |
Where Cigna pays above and below its national level
Frequently asked questions
Does Cigna pay more or less than the other payers in Maine?
Cigna ranks 3rd of 4 in Maine with an index of 100. It is highest on 9% of codes.
Are Cigna's Maine rates above or below its national level?
About 3% above.
Which procedure does Cigna pay most above market in Maine?
CPT 93298 (Rem interrog dev eval scrms), at 340% of the Maine median.
Methodology
- Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
- Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
- Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
- Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
- Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
- Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.
Is your Cigna contract at market in Maine?
Compare your negotiated rates for these codes with Maine medians for each payer.