Blue Cross Blue Shield · South Dakota · commercial in-network

Blue Cross Blue Shield negotiated rates in South Dakota

How Blue Cross Blue Shield's South Dakota rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.

Blue Cross Blue Shield in South Dakota at a glance

Across 228 procedure codes for 8 specialties
Rate index vs state market
100
0% above the South Dakota median
Rank in state
3 of 4
UHC 104 · Cigna 103 · BCBS 100 · Aetna 51
vs own national
135
BCBS's level vs its national median
Codes where highest
20%
of 228 codes
457 sampled providers211 TINs228 codesMedian 209% of Medicare · method

What the data shows

Generated from South Dakota and Blue Cross Blue Shield data only
1

Blue Cross Blue Shield ranks 3rd of 4 payers in South Dakota with a rate index of 100 (100 = the South Dakota market median), across 228 procedure codes.

2

Blue Cross Blue Shield has the highest median for only 20% of codes in South Dakota; UnitedHealthcare leads with an index of 104 in the files analyzed.

3

Blue Cross Blue Shield's South Dakota rates sit 35% above its own national level, the 6th highest of its 51 states.

4

Largest premium over the South Dakota market: CPT 93298 (Rem interrog dev eval scrms) at 343% of market; largest discount: CPT 99202 (Office o/p new sf 15 min) at 65%.

5

In South Dakota, BCBS rates come from 27 licensee file sets; the largest is Wellmark (432 sampled providers).

How the four payers compare in South Dakota

Rate index: 100 = the state four-payer median for the same codes
PayerIndexRankLevelHighest onProviders
UnitedHealthcare1041
104
43%316
Cigna1032
103
41%286
Blue Cross Blue Shield1003
100
20%457
Aetna514
51
0%147

Where Blue Cross Blue Shield pays most and least against the South Dakota market

Codes with the largest gap to the state median

Highest above market

CodeBCBSMarketGapProv.
93298
Rem interrog dev eval scrms
$206$60+243%33
93297
Rem interrog dev eval icpms
$122$56+117%33
92235
Fluorescein angrph mltiframe
$352$186+89%38
92242
Fluorescein&icg angiography
$730$438+67%38
88313
Special stains group 2
$183$124+48%25
93296
Rem interrog evl pm/ids
$63$47+34%33
88312
Special stains group 1
$229$173+32%60
88342
Imhchem/imcytchm 1st antb
$230$184+25%35

Furthest below market

CodeBCBSMarketGapProv.
99202
Office o/p new sf 15 min
$62$96-35%35
11102
Tangntl bx skin single les
$69$90-23%35
11302
Shave skin lesion 1.1-2.0 cm
$111$144-23%35
17313
Mohs 1 stage t/a/l
$591$764-23%35
17311
Mohs 1 stage h/n/hf/g
$658$851-23%35
11104
Punch bx skin single lesion
$87$112-22%35
11301
Shave skin lesion 0.6-1.0 cm
$96$123-22%35
99457
Rpm tx mgmt 1st 20 min
$48$61-21%155

Where Blue Cross Blue Shield pays above and below its national level

Index vs the payer's own national median (100 = national)

Highest states

StateIndexProv.
Alaska243
290
Wisconsin192
733
Minnesota171
671
North Dakota148
329
Wyoming145
256

Lowest states

StateIndexProv.
Maryland63
758
Arizona66
479
Texas69
1,003
District of Columbia69
484
New Mexico74
562

Blue Cross Blue Shield licensees in South Dakota

File sets contributing rates; licensees are different companies
Licensee file setSampled providers
Wellmark432
BCBS MN190
Blue Cross and Blue Shield of Nebraska41
Blue Cross Blue Shield of North Dakota32
Community Insurance Company24
Healthy Alliance Life Insurance Company21
Blue Cross Blue Shield of Wyoming16
HealthKeepers, Inc.10
BCBS MI6
Matthew Thornton Health Plan, Inc.5
Anthem (Elevance)5
BCBS TX5
BCBS KS5
BCBS MT4
BCBS NC3
Regence2
BCBS IL2
Premera1
BCBS NJ (Horizon)1
BCBS TN1
Carefirst BCBS1
BCBS RI1
BCBS Kansas City1
Horizon Healthcare of New Jersey1
BCBS NM1
Capital BC1
Capital BlueCross1

Frequently asked questions

Does Blue Cross Blue Shield pay more or less than the other payers in South Dakota?

Blue Cross Blue Shield ranks 3rd of 4 in South Dakota with an index of 100. It is highest on 20% of codes.

Are Blue Cross Blue Shield's South Dakota rates above or below its national level?

About 35% above.

Which procedure does Blue Cross Blue Shield pay most above market in South Dakota?

CPT 93298 (Rem interrog dev eval scrms), at 343% of the South Dakota median.

Methodology

How these numbers are calculated
  • Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
  • Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
  • Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
  • Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
  • Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
  • Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.

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