UnitedHealthcare employer health plans in Connecticut
Who UnitedHealthcare insures among Connecticut employers and what those plans pay in premium and broker compensation, and what the UnitedHealthcare network pays physicians.
UnitedHealthcare employer health plans in Connecticut at a glance
What the data shows
UnitedHealthcare insures 148 employer health plans in Connecticut (28% of 521 insured large plans), 2nd of 8 carrier groups; Cigna (184) hold more.
The UnitedHealthcare book in Connecticut has held steady since 2020 (145 plans then).
Most of these plans cover 100–499 people (104 plans); 8 cover 1,000 or more.
Median premium per person covered was $7,207, 7% below the Connecticut all-carrier median of $7,714. Benefit design and group mix differ, so this is not a price comparison.
95% of these plans reported broker or agent pay on their UnitedHealthcare contracts; where paid, the median was 4.2% of premium (middle half 3.3%–5.2%).
In UnitedHealthcare Choice, 34 of the 50 Employer 50 services have a Connecticut benchmark, at a median of 170% of Medicare across those services.
UnitedHealthcare plans in Connecticut, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 145 | 46,132 | 25% | $6,778 |
| 2021 | 131 | 41,344 | 23% | $6,402 |
| 2022 | 144 | 46,723 | 25% | $7,033 |
| 2023 | 161 | 73,621 | 28% | $6,922 |
| 2024 | 148 | 80,076 | 28% | $7,207 |
| 2025 (partial) | 99 | 72,003 | 27% | $7,568 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 16 | 11% |
| 100–499 | 104 | 70% |
| 500–999 | 19 | 13% |
| 1,000–4,999 | 7 | 5% |
| 5,000 or more | 1 | 1% |
Premiums and broker pay
| Measure | UnitedHealthcare | All carriers, Connecticut |
|---|---|---|
| Median premium per person covered | $7,207 | $7,714 |
| Premium per person, middle half | $5,360–$8,905 | $4,078–$10,517 |
| Plans reporting broker or agent pay | 95% | 76% |
| Median broker pay, % of premium | 4.2% | 4.1% |
| Broker pay, middle half | 3.3%–5.2% | 2.6%–5.9% |
| Median broker pay per person covered | $288 | $288 |
Industries
UnitedHealthcare's Connecticut employer clients are concentrated in health care and social assistance (33 plans) and manufacturing (28), followed by finance and insurance (19).
| Industry | Plans | Share |
|---|---|---|
| Health care and social assistance | 33 | 22% |
| Manufacturing | 28 | 19% |
| Finance and insurance | 19 | 13% |
| Wholesale trade | 13 | 9% |
| Professional and technical services | 9 | 6% |
| Other services | 8 | 5% |
UnitedHealthcare employer clients in Connecticut
141 employers in Connecticut have a UnitedHealthcare major-medical contract, 8 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the UnitedHealthcare Prospect List for Connecticut →
What the UnitedHealthcare network pays physicians in Connecticut
| Service | Code | Median | Middle half | % of Medicare | Other networks, median | Provider groups |
|---|---|---|---|---|---|---|
| Diagnostic heart catheterization with coronary angiography | 93458 | $444 | $354–$499 | 155% | $474 | 14 |
| Echocardiogram, transthoracic complete with Doppler | 93306 | $432 | $344–$669 | 220% | $359 | 58 |
| Electrocardiogram (EKG), complete | 93000 | $38 | $28–$54 | 250% | $30 | 50 |
| Nuclear stress test (SPECT myocardial perfusion) | 78452 | $746 | $562–$1,136 | 174% | $661 | 57 |
| Treadmill stress test, complete | 93015 | $160 | $117–$238 | 218% | $129 | 42 |
| Skin biopsy, single lesion (tangential) | 11102 | $160 | $112–$198 | 167% | $128 | 77 |
| Colonoscopy (diagnostic, with biopsy, with polyp removal) | 45380 | $559 | $395–$747 | 315% | – | 16 |
| Upper GI endoscopy (diagnostic, with biopsy) | 43239 | $386 | $270–$635 | 313% | – | 13 |
| Cataract removal with lens implant | 66984 | $747 | $658–$1,600 | 162% | $1,004 | 61 |
| Abdominal ultrasound, complete | 76700 | $199 | $143–$253 | 174% | $168 | 138 |
| Bone density scan (DXA), axial | 77080 | $16 | $12–$23 | 167% | $13 | 135 |
| CT abdomen and pelvis with contrast | 74177 | $144 | $107–$200 | 172% | $132 | 135 |
| CT chest without contrast | 71250 | $275 | $206–$372 | 208% | $288 | 138 |
| Chest X-ray, 2 views | 71046 | $16 | $13–$22 | 163% | $14 | 135 |
| MRI brain without and with contrast | 70553 | $669 | $478–$1,050 | 211% | $716 | 135 |
Professional fee only: facility, implant and anesthesia charges are not included. Limited: rates come from a sample of providers, and groups are counted only in specialties that perform the service.
Carriers in Connecticut
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Cigna | 184 | 35% | $7,700 | 5.2% |
| UnitedHealthcare | 148 | 28% | $7,207 | 4.2% |
| Aetna | 88 | 17% | $7,947 | 1.7% |
| Other insurers (regional and local plans) | 65 | 12% | $6,772 | 3.7% |
| Anthem (Elevance Health) | 58 | 11% | $7,103 | 3.0% |
| Kaiser Permanente | 53 | 10% | $9,932 | 2.9% |
| Blue Cross Blue Shield | 42 | 8% | $7,152 | 4.2% |
| Humana | 3 | 1% | $3,491 | 2.8% |
UnitedHealthcare in other states
FAQ
How many Connecticut employers have UnitedHealthcare health insurance?
148 employer health plans in Connecticut reported a UnitedHealthcare major-medical contract in their 2024 filings, covering 80,076 persons. Self-funded plans that UnitedHealthcare only administers are not counted.
What is UnitedHealthcare's share of the Connecticut insured employer market?
28% of insured large employer health plans, 2nd of 8 carrier groups by plan count.
How much do brokers earn on UnitedHealthcare plans in Connecticut?
Where broker or agent pay was reported, the median was 4.2% of premium (4.1% across all carriers in Connecticut).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 148 Connecticut employer health plans with a UnitedHealthcare major-medical contract in their 2024 filings. Self-funded plans that UnitedHealthcare only administers are not counted here.
- Premium and broker figures: 138 contracts with 20+ persons covered and a reported premium; broker percentages use the 139 contracts that reported broker or agent pay.
- Network rates: UnitedHealthcare Choice, professional fees only, from a sample of providers.
- Full method and limits: how the employer health plan data is built.