UnitedHealthcare employer health plans in Georgia
Who UnitedHealthcare insures among Georgia employers and what those plans pay in premium and broker compensation, and what the UnitedHealthcare network pays physicians and hospitals.
UnitedHealthcare employer health plans in Georgia at a glance
What the data shows
UnitedHealthcare insures 209 employer health plans in Georgia (18% of 1,160 insured large plans), 3rd of 8 carrier groups; Cigna (425), Blue Cross Blue Shield (254) hold more.
UnitedHealthcare has grown 38% in Georgia since 2020, from 152 plans.
Most of these plans cover 100–499 people (104 plans); 35 cover 1,000 or more.
Median premium per person covered was $5,782, 0% above the Georgia all-carrier median of $5,782. Benefit design and group mix differ, so this is not a price comparison.
95% of these plans reported broker or agent pay on their UnitedHealthcare contracts; where paid, the median was 5.4% of premium (middle half 4.6%–7.1%).
In UnitedHealthcare Choice, 34 of the 50 Employer 50 services have a Georgia benchmark, at a median of 194% of Medicare across those services.
At Georgia hospitals, UnitedHealthcare's commercial rates run higher than other carriers' at the same hospital for 9 of 17 services; a hip or knee replacement stay has a median rate of $34,026 across 22 hospitals.
UnitedHealthcare plans in Georgia, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 152 | 64,941 | 13% | $5,041 |
| 2021 | 162 | 91,567 | 13% | $4,975 |
| 2022 | 166 | 99,949 | 14% | $4,829 |
| 2023 | 203 | 110,105 | 16% | $5,627 |
| 2024 | 209 | 1,625,779 | 18% | $5,782 |
| 2025 (partial) | 145 | 85,490 | 18% | $5,614 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 46 | 22% |
| 100–499 | 104 | 50% |
| 500–999 | 24 | 11% |
| 1,000–4,999 | 32 | 15% |
| 5,000 or more | 3 | 1% |
Premiums and broker pay
| Measure | UnitedHealthcare | All carriers, Georgia |
|---|---|---|
| Median premium per person covered | $5,782 | $5,782 |
| Premium per person, middle half | $3,640–$7,722 | $2,168–$8,464 |
| Plans reporting broker or agent pay | 95% | 81% |
| Median broker pay, % of premium | 5.4% | 5.3% |
| Broker pay, middle half | 4.6%–7.1% | 3.7%–9.2% |
| Median broker pay per person covered | $283 | $303 |
Industries
UnitedHealthcare's Georgia employer clients are concentrated in professional and technical services (34 plans) and wholesale trade (27), followed by manufacturing (26).
| Industry | Plans | Share |
|---|---|---|
| Professional and technical services | 34 | 16% |
| Wholesale trade | 27 | 13% |
| Manufacturing | 26 | 12% |
| Health care and social assistance | 25 | 12% |
| Construction | 16 | 8% |
| Retail trade | 14 | 7% |
UnitedHealthcare employer clients in Georgia
207 employers in Georgia have a UnitedHealthcare major-medical contract, 35 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the UnitedHealthcare Prospect List for Georgia →
What the UnitedHealthcare network pays physicians in Georgia
| Service | Code | Median | Middle half | % of Medicare | Other networks, median | Provider groups |
|---|---|---|---|---|---|---|
| Diagnostic heart catheterization with coronary angiography | 93458 | $729 | $520–$908 | 254% | $471 | 24 |
| Echocardiogram, transthoracic complete with Doppler | 93306 | $147 | $98–$200 | 218% | $107 | 87 |
| Electrocardiogram (EKG), complete | 93000 | $32 | $28–$43 | 210% | $27 | 52 |
| Nuclear stress test (SPECT myocardial perfusion) | 78452 | $134 | $95–$212 | 180% | $106 | 86 |
| Treadmill stress test, complete | 93015 | $179 | $115–$223 | 244% | $136 | 72 |
| Skin biopsy, single lesion (tangential) | 11102 | $173 | $114–$224 | 181% | $188 | 74 |
| Colonoscopy (diagnostic, with biopsy, with polyp removal) | 45380 | $529 | $296–$654 | 298% | $466 | 30 |
| Upper GI endoscopy (diagnostic, with biopsy) | 43235 | $244 | $153–$375 | 221% | $285 | 24 |
| Cataract removal with lens implant | 66984 | $796 | $641–$1,047 | 172% | $913 | 69 |
| Abdominal ultrasound, complete | 76700 | $82 | $54–$99 | 219% | $56 | 84 |
| Bone density scan (DXA), axial | 77080 | $18 | $13–$23 | 195% | $14 | 84 |
| CT abdomen and pelvis with contrast | 74177 | $199 | $120–$237 | 238% | $125 | 83 |
| CT chest without contrast | 71250 | $116 | $76–$137 | 235% | $83 | 84 |
| Chest X-ray, 2 views | 71046 | $22 | $14–$26 | 217% | $15 | 83 |
| MRI brain without and with contrast | 70553 | $237 | $151–$313 | 225% | $170 | 84 |
Professional fee only: facility, implant and anesthesia charges are not included. Limited: rates come from a sample of providers, and groups are counted only in specialties that perform the service.
What the UnitedHealthcare network pays hospitals in Georgia
UnitedHealthcare commercial rates are on record at 29 Georgia hospitals (the hospitals covered so far, not every hospital). Compared at the same hospitals, UnitedHealthcare's rate is higher than the other carriers' median for 9 of 17 services and lower for 6. For Emergency visit, level 4, the rate runs from $212 to $2,660 across 11 hospitals.
This page shows 3 of the 17 services in full. The other rates, the size of each gap and every hospital's prices are in the Plan Cost Benchmark.
| Service | Hospitals | Median rate | Range (P10–P90) | vs other carriers, same hospitals | Cash price, median |
|---|---|---|---|---|---|
| Hip or knee replacement (hospital stay) | 22 | $34,026 | $14,538–$52,883 | Lower | – |
| C-section delivery (hospital stay) | 22 | Locked | Locked | Lower | Locked |
| Vaginal delivery (hospital stay) | 23 | Locked | Locked | Lower | Locked |
| MRI, lower back | 19 | $583 | $518–$1,373 | Higher | $2,768 |
| MRI, knee | 19 | Locked | Locked | Higher | Locked |
| CT, head | 20 | Locked | Locked | Higher | Locked |
| CT, abdomen and pelvis | 18 | Locked | Locked | Higher | Locked |
| Screening mammogram | 22 | Locked | Locked | Higher | Locked |
| Colonoscopy, diagnostic | 23 | Locked | Locked | Lower | Locked |
| Upper GI endoscopy with biopsy | 24 | Locked | Locked | Lower | Locked |
| Knee arthroscopy | 24 | Locked | Locked | Higher | Locked |
| Cataract surgery | 24 | Locked | Locked | Lower | Locked |
| Gallbladder removal, laparoscopic | 22 | Locked | Locked | Higher | Locked |
| Knee replacement, outpatient | 23 | Locked | Locked | Higher | Locked |
| Emergency visit, level 4 | 11 | $1,354 | $212–$2,660 | Higher | $2,517 |
| Comprehensive metabolic panel | 21 | Locked | Locked | About the same | Locked |
| Complete blood count | 22 | Locked | Locked | About the same | Locked |
Hospitals with the most published UnitedHealthcare rates
| Hospital | Joint replacement | MRI lower back | CT abdomen | Colonoscopy | ER level 4 | Vaginal delivery |
|---|---|---|---|---|---|---|
| Atrium Health Navicent Baldwin | $33,047 | Locked | Locked | Locked | Locked | Locked |
| Atrium Health Navicent The Medical Center | $43,299 | Locked | Locked | Locked | Locked | Locked |
| Chi Memorial Hospital Georgia | $17,386 | Locked | Locked | Locked | Locked | Locked |
| Doctors Hospital Of Augusta | $14,499 | Locked | Locked | Locked | Locked | Locked |
| Emory Decatur Hospital | $34,026 | Locked | Locked | Locked | Locked | Locked |
| Fairview Park Hospital | $14,130 | Locked | Locked | Locked | Locked | Locked |
| Memorial Health Meadows Hospital | $14,538 | Locked | Locked | Locked | Locked | Locked |
| Memorial Health University Medical Center | $16,240 | Locked | Locked | Locked | Locked | Locked |
| Memorial Satilla Health | $15,200 | Locked | Locked | Locked | Locked | Locked |
| St Francis Emory Healthcare | $20,753 | Locked | Locked | Locked | Locked | Locked |
How the contracts are written: case rates 22%, fee schedules 44%, per diem 1%, percent of billed charges 28%, other 6% of UnitedHealthcare's published commercial rates for these services in Georgia.
Employers: see all 17 services and every hospital near your people in a Plan Cost Benchmark →
Hospital facility rate only: physician, anesthesia and implant charges are separate. Rates are what hospitals publish, not claims paid, and are not weighted by use.
Carriers in Georgia
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Cigna | 425 | 37% | $3,974 | 7.1% |
| Blue Cross Blue Shield | 254 | 22% | $6,477 | 4.5% |
| UnitedHealthcare | 209 | 18% | $5,782 | 5.4% |
| Other insurers (regional and local plans) | 169 | 15% | $2,801 | 6.6% |
| Kaiser Permanente | 140 | 12% | $7,879 | 4.5% |
| Aetna | 116 | 10% | $5,943 | 1.9% |
| Anthem (Elevance Health) | 25 | 2% | $3,617 | 5.2% |
| Humana | 6 | 1% | $1,848 | 6.8% |
UnitedHealthcare in other states
FAQ
How many Georgia employers have UnitedHealthcare health insurance?
209 employer health plans in Georgia reported a UnitedHealthcare major-medical contract in their 2024 filings, covering 1,625,779 persons. Self-funded plans that UnitedHealthcare only administers are not counted.
What is UnitedHealthcare's share of the Georgia insured employer market?
18% of insured large employer health plans, 3rd of 8 carrier groups by plan count.
How much do brokers earn on UnitedHealthcare plans in Georgia?
Where broker or agent pay was reported, the median was 5.4% of premium (5.3% across all carriers in Georgia).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 209 Georgia employer health plans with a UnitedHealthcare major-medical contract in their 2024 filings. Self-funded plans that UnitedHealthcare only administers are not counted here.
- Premium and broker figures: 178 contracts with 20+ persons covered and a reported premium; broker percentages use the 198 contracts that reported broker or agent pay.
- Network rates: UnitedHealthcare Choice, professional fees only, from a sample of providers.
- Hospital prices: UnitedHealthcare commercial rates at Georgia hospitals; stay and facility prices only.
- Full method and limits: how the employer health plan data is built.