Cigna employer health plans in Connecticut
Who Cigna insures among Connecticut employers and what those plans pay in premium and broker compensation, and what the Cigna network pays physicians.
Cigna employer health plans in Connecticut at a glance
What the data shows
Cigna is the largest insurer of employer health plans in Connecticut: 184 plans held a Cigna major-medical contract in form year 2024, 35% of the state's 521 insured large plans, ahead of UnitedHealthcare with 148.
Cigna has grown 25% in Connecticut since 2020, from 147 plans.
Most of these plans cover 100–499 people (126 plans); 17 cover 1,000 or more.
Median premium per person covered was $7,700, 0% below the Connecticut all-carrier median of $7,714. Benefit design and group mix differ, so this is not a price comparison.
82% of these plans reported broker or agent pay on their Cigna contracts; where paid, the median was 5.2% of premium (middle half 3.2%–7.1%).
In Cigna national PPO, 30 of the 50 Employer 50 services have a Connecticut benchmark, at a median of 158% of Medicare across those services.
Cigna plans in Connecticut, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 147 | 76,939 | 25% | $3,623 |
| 2021 | 156 | 67,726 | 27% | $5,220 |
| 2022 | 177 | 68,250 | 31% | $5,860 |
| 2023 | 179 | 85,233 | 31% | $6,357 |
| 2024 | 184 | 78,543 | 35% | $7,700 |
| 2025 (partial) | 136 | 84,364 | 37% | $7,946 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 21 | 11% |
| 100–499 | 126 | 68% |
| 500–999 | 20 | 11% |
| 1,000–4,999 | 17 | 9% |
| 5,000 or more | 0 | 0% |
Premiums and broker pay
| Measure | Cigna | All carriers, Connecticut |
|---|---|---|
| Median premium per person covered | $7,700 | $7,714 |
| Premium per person, middle half | $963–$12,276 | $4,078–$10,517 |
| Plans reporting broker or agent pay | 82% | 76% |
| Median broker pay, % of premium | 5.2% | 4.1% |
| Broker pay, middle half | 3.2%–7.1% | 2.6%–5.9% |
| Median broker pay per person covered | $425 | $288 |
Industries
Cigna's Connecticut employer clients are concentrated in manufacturing (43 plans) and finance and insurance (33), followed by professional and technical services (29).
| Industry | Plans | Share |
|---|---|---|
| Manufacturing | 43 | 23% |
| Finance and insurance | 33 | 18% |
| Professional and technical services | 29 | 16% |
| Health care and social assistance | 25 | 14% |
| Information | 9 | 5% |
| Wholesale trade | 9 | 5% |
Cigna employer clients in Connecticut
179 employers in Connecticut have a Cigna major-medical contract, 17 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
What the Cigna network pays physicians in Connecticut
| Service | Code | Median | Middle half | % of Medicare | Other networks, median | Provider groups |
|---|---|---|---|---|---|---|
| Diagnostic heart catheterization with coronary angiography | 93458 | $524 | $436–$777 | 182% | $435 | 66 |
| Echocardiogram, transthoracic complete with Doppler | 93306 | $123 | $98–$180 | 182% | $114 | 66 |
| Electrocardiogram (EKG), complete | 93000 | $35 | $32–$39 | 227% | $31 | 65 |
| Nuclear stress test (SPECT myocardial perfusion) | 78452 | $114 | $97–$153 | 153% | $102 | 66 |
| Treadmill stress test, complete | 93015 | $151 | $139–$197 | 206% | $134 | 66 |
| Skin biopsy, single lesion (tangential) | 11102 | $128 | $115–$200 | 134% | $160 | 16 |
| Cataract removal with lens implant | 66984 | $987 | $790–$1,327 | 213% | $884 | 70 |
| Abdominal ultrasound, complete | 76700 | $60 | $47–$78 | 159% | $54 | 184 |
| Bone density scan (DXA), axial | 77080 | $15 | $12–$19 | 162% | $13 | 183 |
| CT abdomen and pelvis with contrast | 74177 | $130 | $104–$177 | 155% | $139 | 183 |
| CT chest without contrast | 71250 | $77 | $61–$106 | 156% | $82 | 183 |
| Chest X-ray, 2 views | 71046 | $16 | $13–$21 | 159% | $14 | 182 |
| MRI brain without and with contrast | 70553 | $166 | $139–$227 | 158% | $175 | 183 |
| MRI cervical spine without contrast | 72141 | $110 | $93–$150 | 162% | $133 | 183 |
| MRI knee (lower-extremity joint) without contrast | 73721 | $96 | $77–$133 | 153% | $122 | 183 |
Professional fee only: facility, implant and anesthesia charges are not included. Limited: rates come from a sample of providers, and groups are counted only in specialties that perform the service.
Carriers in Connecticut
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Cigna | 184 | 35% | $7,700 | 5.2% |
| UnitedHealthcare | 148 | 28% | $7,207 | 4.2% |
| Aetna | 88 | 17% | $7,947 | 1.7% |
| Other insurers (regional and local plans) | 65 | 12% | $6,772 | 3.7% |
| Anthem (Elevance Health) | 58 | 11% | $7,103 | 3.0% |
| Kaiser Permanente | 53 | 10% | $9,932 | 2.9% |
| Blue Cross Blue Shield | 42 | 8% | $7,152 | 4.2% |
| Humana | 3 | 1% | $3,491 | 2.8% |
Cigna in other states
FAQ
How many Connecticut employers have Cigna health insurance?
184 employer health plans in Connecticut reported a Cigna major-medical contract in their 2024 filings, covering 78,543 persons. Self-funded plans that Cigna only administers are not counted.
What is Cigna's share of the Connecticut insured employer market?
35% of insured large employer health plans, 1st of 8 carrier groups by plan count.
How much do brokers earn on Cigna plans in Connecticut?
Where broker or agent pay was reported, the median was 5.2% of premium (4.1% across all carriers in Connecticut).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 184 Connecticut employer health plans with a Cigna major-medical contract in their 2024 filings. Self-funded plans that Cigna only administers are not counted here.
- Premium and broker figures: 176 contracts with 20+ persons covered and a reported premium; broker percentages use the 149 contracts that reported broker or agent pay.
- Network rates: Cigna national PPO, professional fees only, from a sample of providers.
- Full method and limits: how the employer health plan data is built.