Kaiser Permanente employer health plans in Colorado
Who Kaiser Permanente insures among Colorado employers and what those plans pay in premium and broker compensation, and what the Kaiser Permanente network pays hospitals.
Kaiser Permanente employer health plans in Colorado at a glance
What the data shows
Kaiser Permanente insures 146 employer health plans in Colorado (25% of 576 insured large plans), 2nd of 8 carrier groups; Cigna (276) hold more.
The Kaiser Permanente book in Colorado has held steady since 2020 (144 plans then).
Most of these plans cover Under 100 people (63 plans); 7 cover 1,000 or more.
Median premium per person covered was $7,472, 35% above the Colorado all-carrier median of $5,516. Benefit design and group mix differ, so this is not a price comparison.
71% of these plans reported broker or agent pay on their Kaiser Permanente contracts; where paid, the median was 3.7% of premium (middle half 2.5%–4.9%).
At Colorado hospitals, Kaiser Permanente's commercial rates run higher than other carriers' at the same hospital for 5 of 8 services; a hip or knee replacement stay has a median rate of $29,136 across 5 hospitals.
Kaiser Permanente plans in Colorado, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 144 | 59,388 | 22% | $5,936 |
| 2021 | 149 | 51,892 | 23% | $6,286 |
| 2022 | 152 | 50,568 | 23% | $6,426 |
| 2023 | 156 | 46,014 | 24% | $6,904 |
| 2024 | 146 | 41,955 | 25% | $7,472 |
| 2025 (partial) | 132 | 39,425 | 28% | $7,840 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 63 | 43% |
| 100–499 | 60 | 41% |
| 500–999 | 15 | 10% |
| 1,000–4,999 | 6 | 4% |
| 5,000 or more | 1 | 1% |
Premiums and broker pay
| Measure | Kaiser Permanente | All carriers, Colorado |
|---|---|---|
| Median premium per person covered | $7,472 | $5,516 |
| Premium per person, middle half | $6,343–$8,949 | $2,365–$7,997 |
| Plans reporting broker or agent pay | 71% | 80% |
| Median broker pay, % of premium | 3.7% | 4.7% |
| Broker pay, middle half | 2.5%–4.9% | 3.0%–7.4% |
| Median broker pay per person covered | $264 | $206 |
Industries
Kaiser Permanente's Colorado employer clients are concentrated in health care and social assistance (29 plans) and professional and technical services (26), followed by manufacturing (20).
| Industry | Plans | Share |
|---|---|---|
| Health care and social assistance | 29 | 20% |
| Professional and technical services | 26 | 18% |
| Manufacturing | 20 | 14% |
| Information | 13 | 9% |
| Construction | 12 | 8% |
| Wholesale trade | 7 | 5% |
Kaiser Permanente employer clients in Colorado
144 employers in Colorado have a Kaiser Permanente major-medical contract, 7 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the Kaiser Permanente Prospect List for Colorado →
What the Kaiser Permanente network pays hospitals in Colorado
Kaiser Permanente commercial rates are on record at 20 Colorado hospitals (the hospitals covered so far, not every hospital). Compared at the same hospitals, Kaiser Permanente's rate is higher than the other carriers' median for 5 of 8 services and lower for 3. For Emergency visit, level 4, the rate runs from $1,003 to $3,409 across 5 hospitals.
This page shows 3 of the 8 services in full. The other rates, the size of each gap and every hospital's prices are in the Plan Cost Benchmark.
| Service | Hospitals | Median rate | Range (P10–P90) | vs other carriers, same hospitals | Cash price, median |
|---|---|---|---|---|---|
| Hip or knee replacement (hospital stay) | 5 | $29,136 | $28,258–$40,601 | Lower | – |
| C-section delivery (hospital stay) | 5 | Locked | Locked | Higher | Locked |
| Vaginal delivery (hospital stay) | 5 | Locked | Locked | Higher | Locked |
| MRI, lower back | 5 | $845 | $625–$1,102 | Higher | $2,086 |
| MRI, knee | 5 | Locked | Locked | Higher | Locked |
| CT, head | 5 | Locked | Locked | Higher | Locked |
| CT, abdomen and pelvis | 5 | Locked | Locked | Lower | Locked |
| Emergency visit, level 4 | 5 | $2,399 | $1,003–$3,409 | Lower | $1,892 |
Hospitals with the most published Kaiser Permanente rates
| Hospital | Joint replacement | MRI lower back | CT abdomen | Colonoscopy | ER level 4 | Vaginal delivery |
|---|---|---|---|---|---|---|
| Boulder Community Health Foothills Hospital | $34,055 | Locked | Locked | Locked | Locked | Locked |
| Spalding Rehabilitation Hospital | – | Locked | Locked | Locked | Locked | Locked |
| Uc Health Grandview Hospital | $28,258 | Locked | Locked | Locked | Locked | Locked |
| Uc Health Memorial Hospital Central | $28,258 | Locked | Locked | Locked | Locked | Locked |
| Uc Health Parkview Medical Center | $29,136 | Locked | Locked | Locked | Locked | Locked |
| Uc Health Pikes Peak Regional Hospital | – | Locked | Locked | Locked | Locked | Locked |
| Uc Health University Of Colorado Hospital | $40,601 | Locked | Locked | Locked | Locked | Locked |
How the contracts are written: case rates 10%, fee schedules 4%, per diem 1%, percent of billed charges 55%, other 30% of Kaiser Permanente's published commercial rates for these services in Colorado.
Employers: see all 8 services and every hospital near your people in a Plan Cost Benchmark →
Hospital facility rate only: physician, anesthesia and implant charges are separate. Rates are what hospitals publish, not claims paid, and are not weighted by use.
Carriers in Colorado
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Cigna | 276 | 48% | $3,009 | 6.4% |
| Kaiser Permanente | 146 | 25% | $7,472 | 3.7% |
| UnitedHealthcare | 114 | 20% | $5,773 | 4.1% |
| Anthem (Elevance Health) | 52 | 9% | $6,976 | 3.4% |
| Other insurers (regional and local plans) | 50 | 9% | $3,138 | 7.5% |
| Blue Cross Blue Shield | 31 | 5% | $6,582 | 4.3% |
| Aetna | 24 | 4% | $6,205 | 4.2% |
| Humana | 2 | 0% | $771 | 5.8% |
Kaiser Permanente in other states
FAQ
How many Colorado employers have Kaiser Permanente health insurance?
146 employer health plans in Colorado reported a Kaiser Permanente major-medical contract in their 2024 filings, covering 41,955 persons. Self-funded plans that Kaiser Permanente only administers are not counted.
What is Kaiser Permanente's share of the Colorado insured employer market?
25% of insured large employer health plans, 2nd of 8 carrier groups by plan count.
How much do brokers earn on Kaiser Permanente plans in Colorado?
Where broker or agent pay was reported, the median was 3.7% of premium (4.7% across all carriers in Colorado).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 146 Colorado employer health plans with a Kaiser Permanente major-medical contract in their 2024 filings. Self-funded plans that Kaiser Permanente only administers are not counted here.
- Premium and broker figures: 122 contracts with 20+ persons covered and a reported premium; broker percentages use the 104 contracts that reported broker or agent pay.
- Hospital prices: Kaiser Permanente commercial rates at Colorado hospitals; stay and facility prices only.
- Full method and limits: how the employer health plan data is built.