Kaiser Permanente employer health plans in Hawaii
Who Kaiser Permanente insures among Hawaii employers and what those plans pay in premium and broker compensation, and what the Kaiser Permanente network pays hospitals.
Kaiser Permanente employer health plans in Hawaii at a glance
What the data shows
Kaiser Permanente is the largest insurer of employer health plans in Hawaii: 167 plans held a Kaiser Permanente major-medical contract in form year 2024, 74% of the state's 225 insured large plans, ahead of Blue Cross Blue Shield with 91.
The Kaiser Permanente book in Hawaii has held steady since 2020 (169 plans then).
Most of these plans cover Under 100 people (90 plans); 11 cover 1,000 or more.
Median premium per person covered was $6,738, 1% above the Hawaii all-carrier median of $6,681. Benefit design and group mix differ, so this is not a price comparison.
65% of these plans reported broker or agent pay on their Kaiser Permanente contracts; where paid, the median was 3.4% of premium (middle half 2.9%–3.5%).
At Hawaii hospitals, Kaiser Permanente's commercial rates run higher than other carriers' at the same hospital for 0 of 0 services; a hip or knee replacement stay has a median rate of $45,822 across 5 hospitals.
Kaiser Permanente plans in Hawaii, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 169 | 45,621 | 72% | $6,114 |
| 2021 | 182 | 42,763 | 72% | $6,213 |
| 2022 | 182 | 50,854 | 74% | $6,282 |
| 2023 | 179 | 50,014 | 72% | $6,425 |
| 2024 | 167 | 46,890 | 74% | $6,738 |
| 2025 (partial) | 108 | 33,996 | 70% | $6,820 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 90 | 54% |
| 100–499 | 61 | 37% |
| 500–999 | 5 | 3% |
| 1,000–4,999 | 10 | 6% |
| 5,000 or more | 1 | 1% |
Premiums and broker pay
| Measure | Kaiser Permanente | All carriers, Hawaii |
|---|---|---|
| Median premium per person covered | $6,738 | $6,681 |
| Premium per person, middle half | $5,702–$7,790 | $5,541–$8,021 |
| Plans reporting broker or agent pay | 65% | 59% |
| Median broker pay, % of premium | 3.4% | 3.2% |
| Broker pay, middle half | 2.9%–3.5% | 2.4%–3.5% |
| Median broker pay per person covered | $218 | $200 |
Industries
Kaiser Permanente's Hawaii employer clients are concentrated in health care and social assistance (24 plans) and accommodation and food services (20), followed by retail trade (20).
| Industry | Plans | Share |
|---|---|---|
| Health care and social assistance | 24 | 14% |
| Accommodation and food services | 20 | 12% |
| Retail trade | 20 | 12% |
| Finance and insurance | 19 | 11% |
| Construction | 15 | 9% |
| Transportation and warehousing | 11 | 7% |
Kaiser Permanente employer clients in Hawaii
163 employers in Hawaii have a Kaiser Permanente major-medical contract, 11 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the Kaiser Permanente Prospect List for Hawaii →
What the Kaiser Permanente network pays hospitals in Hawaii
Kaiser Permanente commercial rates are on record at 9 Hawaii hospitals (the hospitals covered so far, not every hospital). Compared at the same hospitals, Kaiser Permanente's rate is higher than the other carriers' median for 0 of 0 services and lower for 0. For Hip or knee replacement (hospital stay), the rate runs from $26,814 to $48,783 across 5 hospitals.
| Service | Hospitals | Median rate | Range (P10–P90) | vs other carriers, same hospitals | Cash price, median |
|---|---|---|---|---|---|
| Hip or knee replacement (hospital stay) | 5 | $45,822 | $26,814–$48,783 | – | – |
Hospital-by-hospital Kaiser Permanente rates for Hawaii are in the Plan Cost Benchmark; this page shows them once 15 or more hospitals' files include them.
How the contracts are written: case rates 24%, fee schedules 51%, per diem 1%, percent of billed charges 22%, other 2% of Kaiser Permanente's published commercial rates for these services in Hawaii.
Employers: request hospital prices near your people in a Plan Cost Benchmark →
Hospital facility rate only: physician, anesthesia and implant charges are separate. Rates are what hospitals publish, not claims paid, and are not weighted by use.
Carriers in Hawaii
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Kaiser Permanente | 167 | 74% | $6,738 | 3.4% |
| Other insurers (regional and local plans) | 121 | 54% | $6,454 | 3.0% |
| Blue Cross Blue Shield | 91 | 40% | $7,221 | 1.7% |
| Humana | 6 | 3% | $784 | 15.7% |
| UnitedHealthcare | 5 | 2% | $6,940 | 3.6% |
| Cigna | 4 | 2% | $5,004 | 10.0% |
| Aetna | 2 | 1% | $5,972 | 1.2% |
| Anthem (Elevance Health) | 1 | 0% | $5,325 | 4.4% |
Kaiser Permanente in other states
FAQ
How many Hawaii employers have Kaiser Permanente health insurance?
167 employer health plans in Hawaii reported a Kaiser Permanente major-medical contract in their 2024 filings, covering 46,890 persons. Self-funded plans that Kaiser Permanente only administers are not counted.
What is Kaiser Permanente's share of the Hawaii insured employer market?
74% of insured large employer health plans, 1st of 8 carrier groups by plan count.
How much do brokers earn on Kaiser Permanente plans in Hawaii?
Where broker or agent pay was reported, the median was 3.4% of premium (3.2% across all carriers in Hawaii).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 167 Hawaii employer health plans with a Kaiser Permanente major-medical contract in their 2024 filings. Self-funded plans that Kaiser Permanente only administers are not counted here.
- Premium and broker figures: 156 contracts with 20+ persons covered and a reported premium; broker percentages use the 109 contracts that reported broker or agent pay.
- Hospital prices: Kaiser Permanente commercial rates at Hawaii hospitals; stay and facility prices only.
- Full method and limits: how the employer health plan data is built.