Blue Cross Blue Shield employer health plans in Colorado
Who Blue Cross Blue Shield insures among Colorado employers and what those plans pay in premium and broker compensation.
Blue Cross Blue Shield employer health plans in Colorado at a glance
What the data shows
Blue Cross Blue Shield insures 31 employer health plans in Colorado (5% of 576 insured large plans), 6th of 8 carrier groups; Cigna (276), Kaiser Permanente (146) hold more.
Blue Cross Blue Shield has shrunk 14% in Colorado since 2020, from 36 plans, as insured plans moved carrier or to self-funding.
Most of these plans cover Under 100 people (19 plans); 1 cover 1,000 or more.
Median premium per person covered was $6,582, 19% above the Colorado all-carrier median of $5,516. Benefit design and group mix differ, so this is not a price comparison.
45% of these plans reported broker or agent pay on their Blue Cross Blue Shield contracts; where paid, the median was 4.3% of premium (middle half 2.6%–5.0%).
Blue Cross Blue Shield plans in Colorado, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 36 | 14,059 | 5% | $6,263 |
| 2021 | 37 | 11,453 | 6% | $6,215 |
| 2022 | 30 | 5,369 | 5% | $6,717 |
| 2023 | 32 | 6,211 | 5% | $7,078 |
| 2024 | 31 | 5,667 | 5% | $6,582 |
| 2025 (partial) | 30 | 6,621 | 6% | $6,680 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 19 | 61% |
| 100–499 | 8 | 26% |
| 500–999 | 3 | 10% |
| 1,000–4,999 | 1 | 3% |
| 5,000 or more | 0 | 0% |
Premiums and broker pay
| Measure | Blue Cross Blue Shield | All carriers, Colorado |
|---|---|---|
| Median premium per person covered | $6,582 | $5,516 |
| Premium per person, middle half | $5,528–$7,364 | $2,365–$7,997 |
| Plans reporting broker or agent pay | 45% | 80% |
| Median broker pay, % of premium | 4.3% | 4.7% |
| Broker pay, middle half | 2.6%–5.0% | 3.0%–7.4% |
| Median broker pay per person covered | $186 | $206 |
Industries
Blue Cross Blue Shield's Colorado employer clients are concentrated in manufacturing (8 plans) and professional and technical services (7), followed by construction (3).
| Industry | Plans | Share |
|---|---|---|
| Manufacturing | 8 | 26% |
| Professional and technical services | 7 | 23% |
| Construction | 3 | 10% |
| Administrative and support services | 3 | 10% |
| Mining, oil and gas | 2 | 6% |
| Wholesale trade | 2 | 6% |
Blue Cross Blue Shield employer clients in Colorado
31 employers in Colorado have a Blue Cross Blue Shield major-medical contract, 1 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the Blue Cross Blue Shield Prospect List for Colorado →
Carriers in Colorado
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Cigna | 276 | 48% | $3,009 | 6.4% |
| Kaiser Permanente | 146 | 25% | $7,472 | 3.7% |
| UnitedHealthcare | 114 | 20% | $5,773 | 4.1% |
| Anthem (Elevance Health) | 52 | 9% | $6,976 | 3.4% |
| Other insurers (regional and local plans) | 50 | 9% | $3,138 | 7.5% |
| Blue Cross Blue Shield | 31 | 5% | $6,582 | 4.3% |
| Aetna | 24 | 4% | $6,205 | 4.2% |
| Humana | 2 | 0% | $771 | 5.8% |
Blue Cross Blue Shield in other states
FAQ
How many Colorado employers have Blue Cross Blue Shield health insurance?
31 employer health plans in Colorado reported a Blue Cross Blue Shield major-medical contract in their 2024 filings, covering 5,667 persons. Self-funded plans that Blue Cross Blue Shield only administers are not counted.
What is Blue Cross Blue Shield's share of the Colorado insured employer market?
5% of insured large employer health plans, 6th of 8 carrier groups by plan count.
How much do brokers earn on Blue Cross Blue Shield plans in Colorado?
Where broker or agent pay was reported, the median was 4.3% of premium (4.7% across all carriers in Colorado).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 31 Colorado employer health plans with a Blue Cross Blue Shield major-medical contract in their 2024 filings. Self-funded plans that Blue Cross Blue Shield only administers are not counted here.
- Premium and broker figures: 19 contracts with 20+ persons covered and a reported premium; broker percentages use the 14 contracts that reported broker or agent pay.
- Full method and limits: how the employer health plan data is built.