UnitedHealthcare · Oklahoma · commercial in-network

UnitedHealthcare negotiated rates in Oklahoma

How UnitedHealthcare's Oklahoma rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.

UnitedHealthcare in Oklahoma at a glance

Across 228 procedure codes for 8 specialties
Rate index vs state market
120
20% above the Oklahoma median
Rank in state
1 of 4
UHC 120 · Cigna 100 · BCBS 97 · Aetna 88
vs own national
84
UHC's level vs its national median
Codes where highest
76%
of 228 codes
728 sampled providers442 TINs228 codesMedian 134% of Medicare · method

What the data shows

Generated from Oklahoma and UnitedHealthcare data only
1

UnitedHealthcare ranks 1st of 4 payers in Oklahoma with a rate index of 120 (100 = the Oklahoma market median), across 228 procedure codes.

2

UnitedHealthcare has the highest median for 76% of codes in Oklahoma.

3

UnitedHealthcare's Oklahoma rates sit 16% below its own national level, the 46th highest of its 51 states.

4

Largest premium over the Oklahoma market: CPT 52224 (Cystoscopy and treatment) at 374% of market; largest discount: CPT 37243 (Vasc embolize/occlude organ) at 83%.

How the four payers compare in Oklahoma

Rate index: 100 = the state four-payer median for the same codes
PayerIndexRankLevelHighest onProviders
UnitedHealthcare1201
120
76%728
Cigna1002
100
5%748
Blue Cross Blue Shield973
97
14%781
Aetna884
88
4%638

Where UnitedHealthcare pays most and least against the Oklahoma market

Codes with the largest gap to the state median

Highest above market

CodeUHCMarketGapProv.
52224
Cystoscopy and treatment
$1,231$329+274%96
64566
Neuroeltrd stim post tibial
$182$55+232%96
52648
Laser surgery of prostate
$2,738$1,073+155%96
52332
Cystoscopy and treatment
$575$239+141%96
51702
Insert temp bladder cath
$100$43+132%96
43255
Egd control bleeding any
$742$337+120%87
11102
Tangntl bx skin single les
$102$50+107%74
11104
Punch bx skin single lesion
$129$63+105%74

Furthest below market

CodeUHCMarketGapProv.
37243
Vasc embolize/occlude organ
$604$730-17%62
97110
Therapeutic exercises
$30$34-14%96
65820
Goniotomy
$802$905-12%104
92202
Opscpy extnd on/mac draw
$15$17-10%104
92201
Opscpy extnd rta draw uni/bi
$24$27-9%104
65756
Corneal trnspl endothelial
$1,207$1,322-9%104
67028
Injection eye drug
$103$113-9%104
66984
Xcapsl ctrc rmvl w/o ecp
$558$607-8%104

Where UnitedHealthcare pays above and below its national level

Index vs the payer's own national median (100 = national)

Highest states

StateIndexProv.
Alaska193
164
Wisconsin173
610
Minnesota166
618
Oregon164
683
Massachusetts152
772

Lowest states

StateIndexProv.
Alabama73
719
Florida78
744
Arizona82
699
Louisiana83
808
Delaware83
379

Frequently asked questions

Does UnitedHealthcare pay more or less than the other payers in Oklahoma?

UnitedHealthcare ranks 1st of 4 in Oklahoma with an index of 120. It is highest on 76% of codes.

Are UnitedHealthcare's Oklahoma rates above or below its national level?

About 16% below.

Which procedure does UnitedHealthcare pay most above market in Oklahoma?

CPT 52224 (Cystoscopy and treatment), at 374% of the Oklahoma median.

Methodology

How these numbers are calculated
  • Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
  • Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
  • Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
  • Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
  • Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
  • Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.

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