UnitedHealthcare negotiated rates in Oklahoma
How UnitedHealthcare's Oklahoma rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.
UnitedHealthcare in Oklahoma at a glance
What the data shows
UnitedHealthcare ranks 1st of 4 payers in Oklahoma with a rate index of 120 (100 = the Oklahoma market median), across 228 procedure codes.
UnitedHealthcare has the highest median for 76% of codes in Oklahoma.
UnitedHealthcare's Oklahoma rates sit 16% below its own national level, the 46th highest of its 51 states.
Largest premium over the Oklahoma market: CPT 52224 (Cystoscopy and treatment) at 374% of market; largest discount: CPT 37243 (Vasc embolize/occlude organ) at 83%.
How the four payers compare in Oklahoma
| Payer | Index | Rank | Level | Highest on | Providers |
|---|---|---|---|---|---|
| UnitedHealthcare | 120 | 1 | 76% | 728 | |
| Cigna | 100 | 2 | 5% | 748 | |
| Blue Cross Blue Shield | 97 | 3 | 14% | 781 | |
| Aetna | 88 | 4 | 4% | 638 |
Where UnitedHealthcare pays most and least against the Oklahoma market
Highest above market
| Code | UHC | Market | Gap | Prov. |
|---|---|---|---|---|
| 52224 Cystoscopy and treatment | $1,231 | $329 | +274% | 96 |
| 64566 Neuroeltrd stim post tibial | $182 | $55 | +232% | 96 |
| 52648 Laser surgery of prostate | $2,738 | $1,073 | +155% | 96 |
| 52332 Cystoscopy and treatment | $575 | $239 | +141% | 96 |
| 51702 Insert temp bladder cath | $100 | $43 | +132% | 96 |
| 43255 Egd control bleeding any | $742 | $337 | +120% | 87 |
| 11102 Tangntl bx skin single les | $102 | $50 | +107% | 74 |
| 11104 Punch bx skin single lesion | $129 | $63 | +105% | 74 |
Furthest below market
| Code | UHC | Market | Gap | Prov. |
|---|---|---|---|---|
| 37243 Vasc embolize/occlude organ | $604 | $730 | -17% | 62 |
| 97110 Therapeutic exercises | $30 | $34 | -14% | 96 |
| 65820 Goniotomy | $802 | $905 | -12% | 104 |
| 92202 Opscpy extnd on/mac draw | $15 | $17 | -10% | 104 |
| 92201 Opscpy extnd rta draw uni/bi | $24 | $27 | -9% | 104 |
| 65756 Corneal trnspl endothelial | $1,207 | $1,322 | -9% | 104 |
| 67028 Injection eye drug | $103 | $113 | -9% | 104 |
| 66984 Xcapsl ctrc rmvl w/o ecp | $558 | $607 | -8% | 104 |
Where UnitedHealthcare pays above and below its national level
Frequently asked questions
Does UnitedHealthcare pay more or less than the other payers in Oklahoma?
UnitedHealthcare ranks 1st of 4 in Oklahoma with an index of 120. It is highest on 76% of codes.
Are UnitedHealthcare's Oklahoma rates above or below its national level?
About 16% below.
Which procedure does UnitedHealthcare pay most above market in Oklahoma?
CPT 52224 (Cystoscopy and treatment), at 374% of the Oklahoma median.
Methodology
- Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
- Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
- Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
- Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
- Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
- Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.
Is your UnitedHealthcare contract at market in Oklahoma?
Compare your negotiated rates for these codes with Oklahoma medians for each payer.