UnitedHealthcare · Idaho · commercial in-network

UnitedHealthcare negotiated rates in Idaho

How UnitedHealthcare's Idaho rates compare with the other three national payers, across the procedures that matter most to high-revenue specialties.

UnitedHealthcare in Idaho at a glance

Across 228 procedure codes for 8 specialties
Rate index vs state market
98
2% below the Idaho median
Rank in state
3 of 4
Aetna 112 · BCBS 107 · UHC 98 · Cigna 97
vs own national
98
UHC's level vs its national median
Codes where highest
27%
of 228 codes
546 sampled providers335 TINs228 codesMedian 149% of Medicare · method

What the data shows

Generated from Idaho and UnitedHealthcare data only
1

UnitedHealthcare ranks 3rd of 4 payers in Idaho with a rate index of 98 (100 = the Idaho market median), across 228 procedure codes.

2

UnitedHealthcare has the highest median for only 27% of codes in Idaho; Aetna leads with an index of 112 in the files analyzed.

3

UnitedHealthcare's Idaho rates sit 2% below its own national level, the 27th highest of its 51 states.

4

Largest premium over the Idaho market: CPT 64566 (Neuroeltrd stim post tibial) at 264% of market; largest discount: CPT 76872 (Us transrectal) at 50%.

How the four payers compare in Idaho

Rate index: 100 = the state four-payer median for the same codes
PayerIndexRankLevelHighest onProviders
Aetna1121
112
38%491
Blue Cross Blue Shield1072
107
25%547
UnitedHealthcare983
98
27%546
Cigna974
97
10%529

Where UnitedHealthcare pays most and least against the Idaho market

Codes with the largest gap to the state median

Highest above market

CodeUHCMarketGapProv.
64566
Neuroeltrd stim post tibial
$176$67+164%45
52224
Cystoscopy and treatment
$1,000$388+158%45
52332
Cystoscopy and treatment
$709$296+139%45
51702
Insert temp bladder cath
$103$49+109%45
51700
Irrigation of bladder
$123$59+109%45
11102
Tangntl bx skin single les
$125$61+105%36
11104
Punch bx skin single lesion
$157$77+105%36
52648
Laser surgery of prostate
$2,665$1,330+100%45

Furthest below market

CodeUHCMarketGapProv.
76872
Us transrectal
$139$281-50%45
88313
Special stains group 2
$39$61-36%47
88312
Special stains group 1
$56$86-35%83
71046
X-ray exam chest 2 views
$35$52-33%112
77080
Dxa bone density axial
$47$68-31%112
71045
X-ray exam chest 1 view
$27$40-31%112
76536
Us exam of head and neck
$124$181-31%112
74176
Ct abd & pelvis w/o contrast
$225$322-30%112

Where UnitedHealthcare pays above and below its national level

Index vs the payer's own national median (100 = national)

Highest states

StateIndexProv.
Alaska193
164
Wisconsin173
610
Minnesota166
618
Oregon164
683
Massachusetts152
772

Lowest states

StateIndexProv.
Alabama73
719
Florida78
744
Arizona82
699
Louisiana83
808
Delaware83
379

Frequently asked questions

Does UnitedHealthcare pay more or less than the other payers in Idaho?

UnitedHealthcare ranks 3rd of 4 in Idaho with an index of 98. It is highest on 27% of codes.

Are UnitedHealthcare's Idaho rates above or below its national level?

About 2% below.

Which procedure does UnitedHealthcare pay most above market in Idaho?

CPT 64566 (Neuroeltrd stim post tibial), at 264% of the Idaho median.

Methodology

How these numbers are calculated
  • Source: in-network negotiated-rate files published under the federal Transparency in Coverage rule, August 2026 snapshot: UnitedHealthcare Choice plans (74 files); Aetna commercial plans (70 files); Cigna national PPO (1 files); BCBS licensees' own-network files (5,387 files). Payer comparisons describe these files, not each payer's entire book of business.
  • Sample: rates come from a random sample of up to 150 providers per state and specialty. Counts on this page are sampled providers and TINs, not totals.
  • Which providers count: only providers in a specialty relevant to the code, because a rate in a payer file attaches to a provider group and is listed under every provider in that group.
  • Filters: fee-for-service, professional billing class, no modifier, negotiated or fee-schedule dollar rates. Rates outside 1% to 1,000% of the Medicare rate are excluded.
  • Statistic: one median rate per provider, then percentiles across providers. A cell is shown only with at least 15 sampled providers and 4 TINs.
  • Medicare benchmark: CY2026 national physician fee schedule, non-QPP conversion factor, unadjusted for locality. Where the non-facility rate is more than twice the facility rate (office rates that include device or supply cost), the facility rate is used so comparisons are like for like.

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