UnitedHealthcare employer health plans in Nebraska
Who UnitedHealthcare insures among Nebraska employers and what those plans pay in premium and broker compensation, and what the UnitedHealthcare network pays physicians and hospitals.
UnitedHealthcare employer health plans in Nebraska at a glance
What the data shows
UnitedHealthcare insures 43 employer health plans in Nebraska (24% of 178 insured large plans), 3rd of 7 carrier groups; Blue Cross Blue Shield (67) hold more.
UnitedHealthcare has shrunk 32% in Nebraska since 2020, from 63 plans, as insured plans moved carrier or to self-funding.
Most of these plans cover 100–499 people (24 plans); 5 cover 1,000 or more.
Median premium per person covered was $5,774, 22% below the Nebraska all-carrier median of $7,443. Benefit design and group mix differ, so this is not a price comparison.
93% of these plans reported broker or agent pay on their UnitedHealthcare contracts; where paid, the median was 3.6% of premium (middle half 2.7%–5.3%).
In UnitedHealthcare Choice, 33 of the 50 Employer 50 services have a Nebraska benchmark, at a median of 185% of Medicare across those services.
At Nebraska hospitals, UnitedHealthcare's commercial rates run higher than other carriers' at the same hospital for 5 of 12 services; a hip or knee replacement stay has a median rate of $38,766 across 9 hospitals.
UnitedHealthcare plans in Nebraska, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 63 | 23,502 | 32% | $5,000 |
| 2021 | 59 | 21,194 | 30% | $4,601 |
| 2022 | 61 | 43,505 | 31% | $4,905 |
| 2023 | 56 | 35,610 | 30% | $5,547 |
| 2024 | 43 | 32,815 | 24% | $5,774 |
| 2025 (partial) | 30 | 25,500 | 20% | $6,151 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 7 | 16% |
| 100–499 | 24 | 56% |
| 500–999 | 7 | 16% |
| 1,000–4,999 | 4 | 9% |
| 5,000 or more | 1 | 2% |
Premiums and broker pay
| Measure | UnitedHealthcare | All carriers, Nebraska |
|---|---|---|
| Median premium per person covered | $5,774 | $7,443 |
| Premium per person, middle half | $3,728–$8,513 | $4,931–$10,723 |
| Plans reporting broker or agent pay | 93% | 79% |
| Median broker pay, % of premium | 3.6% | 4.0% |
| Broker pay, middle half | 2.7%–5.3% | 2.5%–5.9% |
| Median broker pay per person covered | $191 | $276 |
Industries
UnitedHealthcare's Nebraska employer clients are concentrated in manufacturing (6 plans) and finance and insurance (5), followed by transportation and warehousing (5).
| Industry | Plans | Share |
|---|---|---|
| Manufacturing | 6 | 14% |
| Finance and insurance | 5 | 12% |
| Transportation and warehousing | 5 | 12% |
| Administrative and support services | 4 | 9% |
| Construction | 4 | 9% |
| Health care and social assistance | 4 | 9% |
UnitedHealthcare employer clients in Nebraska
43 employers in Nebraska have a UnitedHealthcare major-medical contract, 5 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the UnitedHealthcare Prospect List for Nebraska →
What the UnitedHealthcare network pays physicians in Nebraska
| Service | Code | Median | Middle half | % of Medicare | Other networks, median | Provider groups |
|---|---|---|---|---|---|---|
| Echocardiogram, transthoracic complete with Doppler | 93306 | $155 | $129–$181 | 230% | $107 | 34 |
| Electrocardiogram (EKG), complete | 93000 | $34 | $27–$40 | 225% | $22 | 27 |
| Nuclear stress test (SPECT myocardial perfusion) | 78452 | $154 | $130–$196 | 207% | $143 | 34 |
| Treadmill stress test, complete | 93015 | $163 | $128–$178 | 222% | $111 | 26 |
| Skin biopsy, single lesion (tangential) | 11102 | $240 | $141–$245 | 251% | $168 | 25 |
| Colonoscopy (diagnostic, with biopsy, with polyp removal) | 45378 | $392 | $330–$457 | 238% | – | 12 |
| Upper GI endoscopy (diagnostic, with biopsy) | 43235 | $281 | $235–$424 | 255% | – | 10 |
| Cataract removal with lens implant | 66984 | $1,303 | $934–$1,400 | 282% | $832 | 37 |
| Abdominal ultrasound, complete | 76700 | $211 | $146–$250 | 185% | $200 | 134 |
| Bone density scan (DXA), axial | 77080 | $17 | $12–$20 | 181% | $18 | 132 |
| CT abdomen and pelvis with contrast | 74177 | $160 | $111–$189 | 190% | $158 | 132 |
| CT chest without contrast | 71250 | $277 | $215–$346 | 209% | $253 | 134 |
| Chest X-ray, 2 views | 71046 | $18 | $13–$22 | 183% | $19 | 132 |
| MRI brain without and with contrast | 70553 | $680 | $513–$886 | 215% | $606 | 133 |
| MRI cervical spine without contrast | 72141 | $404 | $307–$527 | 212% | $402 | 134 |
Professional fee only: facility, implant and anesthesia charges are not included. Limited: rates come from a sample of providers, and groups are counted only in specialties that perform the service.
What the UnitedHealthcare network pays hospitals in Nebraska
UnitedHealthcare commercial rates are on record at 52 Nebraska hospitals (the hospitals covered so far, not every hospital). Compared at the same hospitals, UnitedHealthcare's rate is higher than the other carriers' median for 5 of 12 services and lower for 5. For Emergency visit, level 4, the rate runs from $145 to $3,337 across 15 hospitals.
This page shows 3 of the 17 services in full. The other rates, the size of each gap and every hospital's prices are in the Plan Cost Benchmark.
| Service | Hospitals | Median rate | Range (P10–P90) | vs other carriers, same hospitals | Cash price, median |
|---|---|---|---|---|---|
| Hip or knee replacement (hospital stay) | 9 | $38,766 | $14,292–$46,068 | – | – |
| C-section delivery (hospital stay) | 7 | Locked | Locked | – | Locked |
| Vaginal delivery (hospital stay) | 7 | Locked | Locked | – | Locked |
| MRI, lower back | 17 | $499 | $328–$4,058 | Higher | $1,821 |
| MRI, knee | 16 | Locked | Locked | Higher | Locked |
| CT, head | 18 | Locked | Locked | Higher | Locked |
| CT, abdomen and pelvis | 18 | Locked | Locked | Lower | Locked |
| Screening mammogram | 16 | Locked | Locked | Higher | Locked |
| Colonoscopy, diagnostic | 9 | Locked | Locked | About the same | Locked |
| Upper GI endoscopy with biopsy | 14 | Locked | Locked | About the same | Locked |
| Knee arthroscopy | 7 | Locked | Locked | – | Locked |
| Cataract surgery | 6 | Locked | Locked | – | Locked |
| Gallbladder removal, laparoscopic | 9 | Locked | Locked | Lower | Locked |
| Knee replacement, outpatient | 7 | Locked | Locked | Higher | Locked |
| Emergency visit, level 4 | 15 | $758 | $145–$3,337 | Lower | $991 |
| Comprehensive metabolic panel | 15 | Locked | Locked | Lower | Locked |
| Complete blood count | 15 | Locked | Locked | Lower | Locked |
Hospitals with the most published UnitedHealthcare rates
| Hospital | Joint replacement | MRI lower back | CT abdomen | Colonoscopy | ER level 4 | Vaginal delivery |
|---|---|---|---|---|---|---|
| Brown County Hospital | – | Locked | Locked | Locked | Locked | Locked |
| Chi Health Creighton University Medical - Bergan Mercy | $38,766 | Locked | Locked | Locked | Locked | Locked |
| Chi Health Immanuel | $38,766 | Locked | Locked | Locked | Locked | Locked |
| Chi Health Lakeside | $38,766 | Locked | Locked | Locked | Locked | Locked |
| Chi Health Midlands | $38,766 | Locked | Locked | Locked | Locked | Locked |
| Chi Health Plainview | – | Locked | Locked | Locked | Locked | Locked |
| Chi Health St. Elizabeth | – | Locked | Locked | Locked | Locked | Locked |
| Chi Health St. Mary's | – | Locked | Locked | Locked | Locked | Locked |
| Howard County Medical Center | – | Locked | Locked | Locked | Locked | Locked |
| Regional West Medical Center | $46,068 | Locked | Locked | Locked | Locked | Locked |
How the contracts are written: case rates 4%, fee schedules 24%, per diem 1%, percent of billed charges 69%, other 3% of UnitedHealthcare's published commercial rates for these services in Nebraska.
Employers: see all 17 services and every hospital near your people in a Plan Cost Benchmark →
Hospital facility rate only: physician, anesthesia and implant charges are separate. Rates are what hospitals publish, not claims paid, and are not weighted by use.
Carriers in Nebraska
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Blue Cross Blue Shield | 67 | 38% | $8,073 | 4.2% |
| Other insurers (regional and local plans) | 47 | 26% | $9,905 | 4.0% |
| UnitedHealthcare | 43 | 24% | $5,774 | 3.6% |
| Aetna | 22 | 12% | $6,673 | 3.5% |
| Kaiser Permanente | 8 | 4% | $7,580 | 4.0% |
| Cigna | 4 | 2% | $183 | 8.7% |
| Anthem (Elevance Health) | 3 | 2% | $8,773 | 2.5% |
UnitedHealthcare in other states
FAQ
How many Nebraska employers have UnitedHealthcare health insurance?
43 employer health plans in Nebraska reported a UnitedHealthcare major-medical contract in their 2024 filings, covering 32,815 persons. Self-funded plans that UnitedHealthcare only administers are not counted.
What is UnitedHealthcare's share of the Nebraska insured employer market?
24% of insured large employer health plans, 3rd of 7 carrier groups by plan count.
How much do brokers earn on UnitedHealthcare plans in Nebraska?
Where broker or agent pay was reported, the median was 3.6% of premium (4.0% across all carriers in Nebraska).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 43 Nebraska employer health plans with a UnitedHealthcare major-medical contract in their 2024 filings. Self-funded plans that UnitedHealthcare only administers are not counted here.
- Premium and broker figures: 40 contracts with 20+ persons covered and a reported premium; broker percentages use the 40 contracts that reported broker or agent pay.
- Network rates: UnitedHealthcare Choice, professional fees only, from a sample of providers.
- Hospital prices: UnitedHealthcare commercial rates at Nebraska hospitals; stay and facility prices only.
- Full method and limits: how the employer health plan data is built.