UnitedHealthcare employer health plans in Mississippi
Who UnitedHealthcare insures among Mississippi employers and what those plans pay in premium and broker compensation, and what the UnitedHealthcare network pays physicians and hospitals.
UnitedHealthcare employer health plans in Mississippi at a glance
What the data shows
UnitedHealthcare insures 36 employer health plans in Mississippi (22% of 166 insured large plans), 2nd of 5 carrier groups; Blue Cross Blue Shield (116) hold more.
UnitedHealthcare has grown 6% in Mississippi since 2020, from 34 plans.
Most of these plans cover 100–499 people (24 plans); 3 cover 1,000 or more.
Median premium per person covered was $4,033, 3% below the Mississippi all-carrier median of $4,143. Benefit design and group mix differ, so this is not a price comparison.
94% of these plans reported broker or agent pay on their UnitedHealthcare contracts; where paid, the median was 6.0% of premium (middle half 5.0%–12.4%).
In UnitedHealthcare Choice, 34 of the 50 Employer 50 services have a Mississippi benchmark, at a median of 142% of Medicare across those services.
At Mississippi hospitals, UnitedHealthcare's commercial rates run higher than other carriers' at the same hospital for 0 of 3 services.
UnitedHealthcare plans in Mississippi, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 34 | 15,280 | 19% | $4,566 |
| 2021 | 48 | 18,265 | 25% | $4,006 |
| 2022 | 38 | 18,700 | 21% | $4,232 |
| 2023 | 43 | 22,268 | 24% | $4,631 |
| 2024 | 36 | 20,769 | 22% | $4,033 |
| 2025 (partial) | 18 | 31,194 | 20% | $4,834 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 4 | 11% |
| 100–499 | 24 | 67% |
| 500–999 | 5 | 14% |
| 1,000–4,999 | 2 | 6% |
| 5,000 or more | 1 | 3% |
Premiums and broker pay
| Measure | UnitedHealthcare | All carriers, Mississippi |
|---|---|---|
| Median premium per person covered | $4,033 | $4,143 |
| Premium per person, middle half | $781–$5,783 | $2,821–$5,454 |
| Plans reporting broker or agent pay | 94% | 88% |
| Median broker pay, % of premium | 6.0% | 4.2% |
| Broker pay, middle half | 5.0%–12.4% | 3.1%–5.8% |
| Median broker pay per person covered | $254 | $161 |
Industries
UnitedHealthcare's Mississippi employer clients are concentrated in manufacturing (10 plans) and accommodation and food services (5), followed by transportation and warehousing (5).
| Industry | Plans | Share |
|---|---|---|
| Manufacturing | 10 | 28% |
| Accommodation and food services | 5 | 14% |
| Transportation and warehousing | 5 | 14% |
| Health care and social assistance | 4 | 11% |
| Wholesale trade | 3 | 8% |
| Other services | 2 | 6% |
UnitedHealthcare employer clients in Mississippi
36 employers in Mississippi have a UnitedHealthcare major-medical contract, 3 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the UnitedHealthcare Prospect List for Mississippi →
What the UnitedHealthcare network pays physicians in Mississippi
| Service | Code | Median | Middle half | % of Medicare | Other networks, median | Provider groups |
|---|---|---|---|---|---|---|
| Diagnostic heart catheterization with coronary angiography | 93458 | $604 | $385–$776 | 210% | $513 | 24 |
| Echocardiogram, transthoracic complete with Doppler | 93306 | $287 | $211–$517 | 146% | $335 | 88 |
| Electrocardiogram (EKG), complete | 93000 | $25 | $19–$31 | 164% | $27 | 71 |
| Nuclear stress test (SPECT myocardial perfusion) | 78452 | $520 | $422–$829 | 122% | $604 | 88 |
| Treadmill stress test, complete | 93015 | $112 | $83–$193 | 152% | $127 | 68 |
| Skin biopsy, single lesion (tangential) | 11102 | $102 | $89–$129 | 107% | – | 36 |
| Colonoscopy (diagnostic, with biopsy, with polyp removal) | 45385 | $493 | $406–$677 | 221% | $897 | 18 |
| Upper GI endoscopy (diagnostic, with biopsy) | 43239 | $318 | $210–$380 | 257% | $519 | 19 |
| Cataract removal with lens implant | 66984 | $630 | $531–$734 | 136% | $1,062 | 66 |
| Abdominal ultrasound, complete | 76700 | $163 | $134–$214 | 143% | $168 | 115 |
| Bone density scan (DXA), axial | 77080 | $61 | $44–$93 | 154% | $62 | 114 |
| CT abdomen and pelvis with contrast | 74177 | $434 | $333–$566 | 145% | $467 | 114 |
| CT chest without contrast | 71250 | $237 | $177–$322 | 179% | $265 | 115 |
| Chest X-ray, 2 views | 71046 | $41 | $33–$54 | 124% | $43 | 114 |
| MRI brain without and with contrast | 70553 | $153 | $117–$211 | 145% | $186 | 113 |
Professional fee only: facility, implant and anesthesia charges are not included. Limited: rates come from a sample of providers, and groups are counted only in specialties that perform the service.
What the UnitedHealthcare network pays hospitals in Mississippi
UnitedHealthcare commercial rates are on record at 13 Mississippi hospitals (the hospitals covered so far, not every hospital). Compared at the same hospitals, UnitedHealthcare's rate is higher than the other carriers' median for 0 of 3 services and lower for 3. For Gallbladder removal, laparoscopic, the rate runs from $7 to $4,564 across 5 hospitals.
| Service | Hospitals | Median rate | Range (P10–P90) | vs other carriers, same hospitals | Cash price, median |
|---|---|---|---|---|---|
| Knee arthroscopy | 5 | $2,398 | $8–$3,066 | Lower | – |
| Cataract surgery | 5 | $1,727 | $8–$2,262 | Lower | – |
| Gallbladder removal, laparoscopic | 5 | $4,275 | $7–$4,564 | Lower | – |
Hospital-by-hospital UnitedHealthcare rates for Mississippi are in the Plan Cost Benchmark; this page shows them once 15 or more hospitals' files include them.
How the contracts are written: case rates 5%, fee schedules 51%, per diem 2%, percent of billed charges 36%, other 6% of UnitedHealthcare's published commercial rates for these services in Mississippi.
Employers: request hospital prices near your people in a Plan Cost Benchmark →
Hospital facility rate only: physician, anesthesia and implant charges are separate. Rates are what hospitals publish, not claims paid, and are not weighted by use.
Carriers in Mississippi
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Blue Cross Blue Shield | 116 | 70% | $4,505 | 3.6% |
| UnitedHealthcare | 36 | 22% | $4,033 | 6.0% |
| Other insurers (regional and local plans) | 18 | 11% | $828 | 12.0% |
| Cigna | 5 | 3% | $2,383 | 5.4% |
| Humana | 1 | 1% | $3,093 | 3.2% |
UnitedHealthcare in other states
FAQ
How many Mississippi employers have UnitedHealthcare health insurance?
36 employer health plans in Mississippi reported a UnitedHealthcare major-medical contract in their 2024 filings, covering 20,769 persons. Self-funded plans that UnitedHealthcare only administers are not counted.
What is UnitedHealthcare's share of the Mississippi insured employer market?
22% of insured large employer health plans, 2nd of 5 carrier groups by plan count.
How much do brokers earn on UnitedHealthcare plans in Mississippi?
Where broker or agent pay was reported, the median was 6.0% of premium (4.2% across all carriers in Mississippi).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 36 Mississippi employer health plans with a UnitedHealthcare major-medical contract in their 2024 filings. Self-funded plans that UnitedHealthcare only administers are not counted here.
- Premium and broker figures: 36 contracts with 20+ persons covered and a reported premium; broker percentages use the 34 contracts that reported broker or agent pay.
- Network rates: UnitedHealthcare Choice, professional fees only, from a sample of providers.
- Hospital prices: UnitedHealthcare commercial rates at Mississippi hospitals; stay and facility prices only.
- Full method and limits: how the employer health plan data is built.