UnitedHealthcare employer health plans in Louisiana
Who UnitedHealthcare insures among Louisiana employers and what those plans pay in premium and broker compensation, and what the UnitedHealthcare network pays physicians and hospitals.
UnitedHealthcare employer health plans in Louisiana at a glance
What the data shows
UnitedHealthcare insures 95 employer health plans in Louisiana (21% of 443 insured large plans), 2nd of 7 carrier groups; Blue Cross Blue Shield (287) hold more.
UnitedHealthcare has grown 27% in Louisiana since 2020, from 75 plans.
Most of these plans cover 100–499 people (56 plans); 10 cover 1,000 or more.
Median premium per person covered was $5,367, 16% below the Louisiana all-carrier median of $6,385. Benefit design and group mix differ, so this is not a price comparison.
96% of these plans reported broker or agent pay on their UnitedHealthcare contracts; where paid, the median was 4.2% of premium (middle half 3.7%–5.2%).
In UnitedHealthcare Choice, 34 of the 50 Employer 50 services have a Louisiana benchmark, at a median of 130% of Medicare across those services.
At Louisiana hospitals, UnitedHealthcare's commercial rates run higher than other carriers' at the same hospital for 4 of 17 services; a hip or knee replacement stay has a median rate of $12,939 across 15 hospitals.
UnitedHealthcare plans in Louisiana, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 75 | 28,965 | 15% | $5,426 |
| 2021 | 84 | 37,175 | 17% | $4,537 |
| 2022 | 99 | 42,746 | 20% | $4,966 |
| 2023 | 100 | 38,831 | 20% | $5,208 |
| 2024 | 95 | 42,890 | 21% | $5,367 |
| 2025 (partial) | 66 | 34,433 | 21% | $5,947 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 15 | 16% |
| 100–499 | 56 | 59% |
| 500–999 | 14 | 15% |
| 1,000–4,999 | 10 | 11% |
| 5,000 or more | 0 | 0% |
Premiums and broker pay
| Measure | UnitedHealthcare | All carriers, Louisiana |
|---|---|---|
| Median premium per person covered | $5,367 | $6,385 |
| Premium per person, middle half | $4,059–$7,288 | $4,748–$9,024 |
| Plans reporting broker or agent pay | 96% | 90% |
| Median broker pay, % of premium | 4.2% | 4.9% |
| Broker pay, middle half | 3.7%–5.2% | 3.9%–5.7% |
| Median broker pay per person covered | $227 | $320 |
Industries
UnitedHealthcare's Louisiana employer clients are concentrated in health care and social assistance (14 plans) and professional and technical services (12), followed by construction (9).
| Industry | Plans | Share |
|---|---|---|
| Health care and social assistance | 14 | 15% |
| Professional and technical services | 12 | 13% |
| Construction | 9 | 9% |
| Transportation and warehousing | 7 | 7% |
| Finance and insurance | 6 | 6% |
| Educational services | 6 | 6% |
UnitedHealthcare employer clients in Louisiana
95 employers in Louisiana have a UnitedHealthcare major-medical contract, 10 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the UnitedHealthcare Prospect List for Louisiana →
What the UnitedHealthcare network pays physicians in Louisiana
| Service | Code | Median | Middle half | % of Medicare | Other networks, median | Provider groups |
|---|---|---|---|---|---|---|
| Diagnostic heart catheterization with coronary angiography | 93458 | $394 | $344–$497 | 137% | $386 | 23 |
| Echocardiogram, transthoracic complete with Doppler | 93306 | $265 | $206–$344 | 135% | $244 | 82 |
| Electrocardiogram (EKG), complete | 93000 | $21 | $17–$25 | 139% | $20 | 60 |
| Nuclear stress test (SPECT myocardial perfusion) | 78452 | $532 | $469–$607 | 124% | $408 | 82 |
| Treadmill stress test, complete | 93015 | $104 | $71–$122 | 142% | $89 | 62 |
| Skin biopsy, single lesion (tangential) | 11102 | $97 | $92–$117 | 102% | – | 92 |
| Colonoscopy (diagnostic, with biopsy, with polyp removal) | 45385 | $508 | $425–$675 | 227% | $762 | 34 |
| Upper GI endoscopy (diagnostic, with biopsy) | 43239 | $338 | $245–$515 | 274% | $406 | 27 |
| Cataract removal with lens implant | 66984 | $594 | $476–$802 | 128% | $685 | 89 |
| Abdominal ultrasound, complete | 76700 | $150 | $125–$205 | 132% | $150 | 87 |
| Bone density scan (DXA), axial | 77080 | $56 | $44–$89 | 141% | $51 | 87 |
| CT abdomen and pelvis with contrast | 74177 | $399 | $332–$587 | 133% | $375 | 87 |
| CT chest without contrast | 71250 | $223 | $176–$327 | 168% | $233 | 87 |
| Chest X-ray, 2 views | 71046 | $40 | $33–$54 | 120% | $40 | 87 |
| MRI brain without and with contrast | 70553 | $514 | $406–$871 | 162% | $490 | 87 |
Professional fee only: facility, implant and anesthesia charges are not included. Limited: rates come from a sample of providers, and groups are counted only in specialties that perform the service.
What the UnitedHealthcare network pays hospitals in Louisiana
UnitedHealthcare commercial rates are on record at 38 Louisiana hospitals (the hospitals covered so far, not every hospital). Compared at the same hospitals, UnitedHealthcare's rate is higher than the other carriers' median for 4 of 17 services and lower for 9. For Emergency visit, level 4, the rate runs from $107 to $2,674 across 15 hospitals.
This page shows 3 of the 17 services in full. The other rates, the size of each gap and every hospital's prices are in the Plan Cost Benchmark.
| Service | Hospitals | Median rate | Range (P10–P90) | vs other carriers, same hospitals | Cash price, median |
|---|---|---|---|---|---|
| Hip or knee replacement (hospital stay) | 15 | $12,939 | $11,508–$20,086 | Lower | – |
| C-section delivery (hospital stay) | 17 | Locked | Locked | Lower | Locked |
| Vaginal delivery (hospital stay) | 17 | Locked | Locked | Lower | Locked |
| MRI, lower back | 7 | $518 | $235–$594 | Lower | $692 |
| MRI, knee | 7 | Locked | Locked | Lower | Locked |
| CT, head | 13 | Locked | Locked | About the same | Locked |
| CT, abdomen and pelvis | 12 | Locked | Locked | About the same | Locked |
| Screening mammogram | 9 | Locked | Locked | Lower | Locked |
| Colonoscopy, diagnostic | 11 | Locked | Locked | Higher | Locked |
| Upper GI endoscopy with biopsy | 11 | Locked | Locked | Higher | Locked |
| Knee arthroscopy | 15 | Locked | Locked | Lower | Locked |
| Cataract surgery | 15 | Locked | Locked | Lower | Locked |
| Gallbladder removal, laparoscopic | 12 | Locked | Locked | About the same | Locked |
| Knee replacement, outpatient | 13 | Locked | Locked | Higher | Locked |
| Emergency visit, level 4 | 15 | $764 | $107–$2,674 | Higher | $457 |
| Comprehensive metabolic panel | 16 | Locked | Locked | Lower | Locked |
| Complete blood count | 17 | Locked | Locked | About the same | Locked |
Hospitals with the most published UnitedHealthcare rates
| Hospital | Joint replacement | MRI lower back | CT abdomen | Colonoscopy | ER level 4 | Vaginal delivery |
|---|---|---|---|---|---|---|
| Avoyelles Hospital | $12,939 | Locked | Locked | Locked | Locked | Locked |
| Central Louisiana Surgical Hospital | $16,722 | Locked | Locked | Locked | Locked | Locked |
| Christus Dubuis Hospital Of Alexandria | $12,064 | Locked | Locked | Locked | Locked | Locked |
| Mercy Regional Medical Center | – | Locked | Locked | Locked | Locked | Locked |
| Natchitoches Regional Medical Center | $15,838 | Locked | Locked | Locked | Locked | Locked |
| Northern Louisiana Medical Center | $21,428 | Locked | Locked | Locked | Locked | Locked |
| Omega Hospital | – | Locked | Locked | Locked | Locked | Locked |
| Our Lady Of The Lake Surgical Hospital | $15,001 | Locked | Locked | Locked | Locked | Locked |
| Park Place Surgical Hospital | $12,684 | Locked | Locked | Locked | Locked | Locked |
| Rapides Regional Medical Center | $13,584 | Locked | Locked | Locked | Locked | Locked |
How the contracts are written: case rates 11%, fee schedules 57%, per diem 4%, percent of billed charges 24%, other 4% of UnitedHealthcare's published commercial rates for these services in Louisiana.
Employers: see all 17 services and every hospital near your people in a Plan Cost Benchmark →
Hospital facility rate only: physician, anesthesia and implant charges are separate. Rates are what hospitals publish, not claims paid, and are not weighted by use.
Carriers in Louisiana
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Blue Cross Blue Shield | 287 | 65% | $7,541 | 5.0% |
| UnitedHealthcare | 95 | 21% | $5,367 | 4.2% |
| Other insurers (regional and local plans) | 47 | 11% | $2,323 | 14.9% |
| Cigna | 19 | 4% | $751 | 5.3% |
| Aetna | 10 | 2% | $6,397 | 4.9% |
| Kaiser Permanente | 4 | 1% | $11,886 | 4.0% |
| Humana | 4 | 1% | $123 | 4.4% |
UnitedHealthcare in other states
FAQ
How many Louisiana employers have UnitedHealthcare health insurance?
95 employer health plans in Louisiana reported a UnitedHealthcare major-medical contract in their 2024 filings, covering 42,890 persons. Self-funded plans that UnitedHealthcare only administers are not counted.
What is UnitedHealthcare's share of the Louisiana insured employer market?
21% of insured large employer health plans, 2nd of 7 carrier groups by plan count.
How much do brokers earn on UnitedHealthcare plans in Louisiana?
Where broker or agent pay was reported, the median was 4.2% of premium (4.9% across all carriers in Louisiana).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 95 Louisiana employer health plans with a UnitedHealthcare major-medical contract in their 2024 filings. Self-funded plans that UnitedHealthcare only administers are not counted here.
- Premium and broker figures: 94 contracts with 20+ persons covered and a reported premium; broker percentages use the 91 contracts that reported broker or agent pay.
- Network rates: UnitedHealthcare Choice, professional fees only, from a sample of providers.
- Hospital prices: UnitedHealthcare commercial rates at Louisiana hospitals; stay and facility prices only.
- Full method and limits: how the employer health plan data is built.