UnitedHealthcare employer health plans in Arkansas
Who UnitedHealthcare insures among Arkansas employers and what those plans pay in premium and broker compensation, and what the UnitedHealthcare network pays physicians and hospitals.
UnitedHealthcare employer health plans in Arkansas at a glance
What the data shows
UnitedHealthcare insures 32 employer health plans in Arkansas (12% of 257 insured large plans), 4th of 6 carrier groups; Blue Cross Blue Shield (141), Cigna (36) hold more.
UnitedHealthcare has shrunk 57% in Arkansas since 2020, from 74 plans, as insured plans moved carrier or to self-funding.
Most of these plans cover 100–499 people (23 plans); none covers 1,000 or more.
Median premium per person covered was $4,843, 4% below the Arkansas all-carrier median of $5,067. Benefit design and group mix differ, so this is not a price comparison.
97% of these plans reported broker or agent pay on their UnitedHealthcare contracts; where paid, the median was 3.4% of premium (middle half 3.0%–4.9%).
In UnitedHealthcare Choice, 34 of the 50 Employer 50 services have a Arkansas benchmark, at a median of 131% of Medicare across those services.
At Arkansas hospitals, UnitedHealthcare's commercial rates run higher than other carriers' at the same hospital for 11 of 15 services; a hip or knee replacement stay has a median rate of $20,350 across 7 hospitals.
UnitedHealthcare plans in Arkansas, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 74 | 20,831 | 27% | $5,005 |
| 2021 | 66 | 21,094 | 26% | $4,668 |
| 2022 | 55 | 17,874 | 20% | $4,487 |
| 2023 | 39 | 13,247 | 14% | $4,955 |
| 2024 | 32 | 8,490 | 12% | $4,843 |
| 2025 (partial) | 17 | 5,915 | 9% | $5,679 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 6 | 19% |
| 100–499 | 23 | 72% |
| 500–999 | 3 | 9% |
| 1,000–4,999 | 0 | 0% |
| 5,000 or more | 0 | 0% |
Premiums and broker pay
| Measure | UnitedHealthcare | All carriers, Arkansas |
|---|---|---|
| Median premium per person covered | $4,843 | $5,067 |
| Premium per person, middle half | $3,895–$5,711 | $3,588–$6,897 |
| Plans reporting broker or agent pay | 97% | 68% |
| Median broker pay, % of premium | 3.4% | 4.2% |
| Broker pay, middle half | 3.0%–4.9% | 2.6%–5.9% |
| Median broker pay per person covered | $180 | $191 |
Industries
UnitedHealthcare's Arkansas employer clients are concentrated in professional and technical services (6 plans) and health care and social assistance (4), followed by retail trade (4).
| Industry | Plans | Share |
|---|---|---|
| Professional and technical services | 6 | 19% |
| Health care and social assistance | 4 | 12% |
| Retail trade | 4 | 12% |
| Construction | 3 | 9% |
| Finance and insurance | 3 | 9% |
| Manufacturing | 3 | 9% |
UnitedHealthcare employer clients in Arkansas
32 employers in Arkansas have a UnitedHealthcare major-medical contract, 0 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the UnitedHealthcare Prospect List for Arkansas →
What the UnitedHealthcare network pays physicians in Arkansas
| Service | Code | Median | Middle half | % of Medicare | Other networks, median | Provider groups |
|---|---|---|---|---|---|---|
| Diagnostic heart catheterization with coronary angiography | 93458 | $406 | $288–$557 | 141% | $438 | 23 |
| Echocardiogram, transthoracic complete with Doppler | 93306 | $330 | $218–$404 | 168% | $302 | 71 |
| Electrocardiogram (EKG), complete | 93000 | $23 | $17–$31 | 151% | $23 | 49 |
| Nuclear stress test (SPECT myocardial perfusion) | 78452 | $607 | $474–$809 | 142% | $541 | 71 |
| Treadmill stress test, complete | 93015 | $129 | $78–$153 | 175% | $103 | 48 |
| Skin biopsy, single lesion (tangential) | 11102 | $109 | $97–$144 | 114% | – | 35 |
| Colonoscopy (diagnostic, with biopsy, with polyp removal) | 45385 | $442 | $328–$675 | 198% | – | 21 |
| Upper GI endoscopy (diagnostic, with biopsy) | 43239 | $387 | $218–$420 | 313% | – | 17 |
| Cataract removal with lens implant | 66984 | $714 | $585–$921 | 154% | $743 | 55 |
| Abdominal ultrasound, complete | 76700 | $148 | $125–$208 | 129% | $149 | 106 |
| Bone density scan (DXA), axial | 77080 | $55 | $42–$78 | 140% | $57 | 105 |
| CT abdomen and pelvis with contrast | 74177 | $399 | $314–$553 | 133% | $388 | 104 |
| CT chest without contrast | 71250 | $224 | $171–$288 | 169% | $246 | 106 |
| Chest X-ray, 2 views | 71046 | $39 | $32–$54 | 118% | $37 | 104 |
| MRI brain without and with contrast | 70553 | $547 | $393–$750 | 172% | $599 | 106 |
Professional fee only: facility, implant and anesthesia charges are not included. Limited: rates come from a sample of providers, and groups are counted only in specialties that perform the service.
What the UnitedHealthcare network pays hospitals in Arkansas
UnitedHealthcare commercial rates are on record at 11 Arkansas hospitals (the hospitals covered so far, not every hospital). Compared at the same hospitals, UnitedHealthcare's rate is higher than the other carriers' median for 11 of 15 services and lower for 4. For Emergency visit, level 4, the rate runs from $315 to $1,972 across 6 hospitals.
| Service | Hospitals | Median rate | Range (P10–P90) | vs other carriers, same hospitals | Cash price, median |
|---|---|---|---|---|---|
| Hip or knee replacement (hospital stay) | 7 | $20,350 | $10,729–$24,387 | Higher | – |
| MRI, lower back | 6 | $518 | $518–$1,166 | Lower | $1,012 |
| Emergency visit, level 4 | 6 | $1,810 | $315–$1,972 | Higher | $262 |
Hospital-by-hospital UnitedHealthcare rates for Arkansas are in the Plan Cost Benchmark; this page shows them once 15 or more hospitals' files include them.
How the contracts are written: case rates 19%, fee schedules 39%, per diem 0%, percent of billed charges 0%, other 41% of UnitedHealthcare's published commercial rates for these services in Arkansas.
Employers: request hospital prices near your people in a Plan Cost Benchmark →
Hospital facility rate only: physician, anesthesia and implant charges are separate. Rates are what hospitals publish, not claims paid, and are not weighted by use.
Carriers in Arkansas
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Blue Cross Blue Shield | 141 | 55% | $5,286 | 3.1% |
| Other insurers (regional and local plans) | 63 | 25% | $3,387 | 6.3% |
| Cigna | 36 | 14% | $6,105 | 4.4% |
| UnitedHealthcare | 32 | 12% | $4,843 | 3.4% |
| Aetna | 5 | 2% | $270 | 13.2% |
| Kaiser Permanente | 4 | 2% | $9,200 | 1.5% |
UnitedHealthcare in other states
FAQ
How many Arkansas employers have UnitedHealthcare health insurance?
32 employer health plans in Arkansas reported a UnitedHealthcare major-medical contract in their 2024 filings, covering 8,490 persons. Self-funded plans that UnitedHealthcare only administers are not counted.
What is UnitedHealthcare's share of the Arkansas insured employer market?
12% of insured large employer health plans, 4th of 6 carrier groups by plan count.
How much do brokers earn on UnitedHealthcare plans in Arkansas?
Where broker or agent pay was reported, the median was 3.4% of premium (4.2% across all carriers in Arkansas).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 32 Arkansas employer health plans with a UnitedHealthcare major-medical contract in their 2024 filings. Self-funded plans that UnitedHealthcare only administers are not counted here.
- Premium and broker figures: 32 contracts with 20+ persons covered and a reported premium; broker percentages use the 31 contracts that reported broker or agent pay.
- Network rates: UnitedHealthcare Choice, professional fees only, from a sample of providers.
- Hospital prices: UnitedHealthcare commercial rates at Arkansas hospitals; stay and facility prices only.
- Full method and limits: how the employer health plan data is built.