Employer health plans · Kansas
Employer health plans in Kansas
How Kansas employers fund their health plans and which carriers insure them.
2024 plan filings
Employer health plans in Kansas at a glance
Employer plan filings, 2024
Large employer health plans
676
form year 2024
Fully insured
331
49% of large plans
Self-funded
320
21% with stop-loss
Small plans
47
fewer details reported
Median premium per person covered
$5,787
insured contracts, all carriers
Insurance carriers for Kansas employer health plans
Insured large plans by carrier group, form year 2024
| Carrier | Plans | Share | Persons covered | Median premium / person | Median broker % |
|---|---|---|---|---|---|
| Blue Cross Blue Shield | 214 | 65% | 86,647 | $5,967 | 3.1% |
| UnitedHealthcare | 31 | 9% | 10,731 | $6,038 | 4.0% |
| Cigna | 31 | 9% | 31,571 | $3,011 | 9.9% |
| Aetna | 28 | 8% | 9,215 | $5,563 | 3.0% |
| Kaiser Permanente | 9 | 3% | 877 | $7,978 | 5.0% |
| Anthem (Elevance Health) | 2 | 1% | 731 | $6,183 | 1.9% |
| Humana | 1 | 0% | 86 | $2,421 | – |
Fully insured vs self-funded
Large employer health plans, 2020–2024
| Form year | Large plans | Insured | Self-funded | Self-funded share |
|---|---|---|---|---|
| 2020 | 638 | 361 | 243 | 38% |
| 2021 | 636 | 333 | 274 | 43% |
| 2022 | 658 | 329 | 298 | 45% |
| 2023 | 697 | 352 | 316 | 45% |
| 2024 | 676 | 331 | 320 | 47% |
| 2025 (partial) | 517 | 221 | 270 | 52% |
Methodology
How these numbers are calculated
- Sources: employer health plan filings for 2020–2024 (2025 is still coming in and is labelled partial), negotiated rates published by health insurers and hospitals (2026), and Medicare fee schedules for reference.
- Which plans count: large employer health plans, placed in the state of the employer's business address. A carrier's figures count plans with a major-medical insurance contract with that carrier. Self-funded plans that a carrier only administers are not counted under that carrier, and supplemental coverage (dental, vision, accident, hospital indemnity) is excluded.
- Premium per person covered: premium divided by the persons covered on the contract, for contracts covering at least 20 persons.
- Broker pay: commissions and fees paid on each contract, as a share of that contract's premium.
- Network rates: physician negotiated rates for the Employer 50 services, from a sample of providers, shown as a percentage of Medicare. Shown only where the network passes Medlyze's quality checks for the state.
- Hospital prices: commercial negotiated rates (2026) for the whole hospital stay or the hospital's facility charge. Medicare Advantage, Medicaid and individual-market rates are excluded, and so is Humana, whose hospital rates are almost all Medicare. Physician, anesthesia and implant charges are separate.
- Not a judgement: differences describe the plans and rates analyzed. They are not findings about any employer, carrier or broker, and they say nothing about quality or value.
Get the full figures
Brokers: an Employer Account Brief on one employer, or a Prospect List for this market. Employers: a Plan Cost Benchmark for your own plan, with every hospital near your people.