Cigna employer health plans in Nevada
Who Cigna insures among Nevada employers and what those plans pay in premium and broker compensation, and what the Cigna network pays physicians.
Cigna employer health plans in Nevada at a glance
What the data shows
Cigna insures 31 employer health plans in Nevada (9% of 335 insured large plans), 4th of 8 carrier groups; UnitedHealthcare (95), Anthem (Elevance Health) (74) hold more.
Cigna has grown 19% in Nevada since 2020, from 26 plans.
Most of these plans cover 100–499 people (16 plans); 2 cover 1,000 or more.
Median premium per person covered was $2,266, 59% below the Nevada all-carrier median of $5,519. Benefit design and group mix differ, so this is not a price comparison.
81% of these plans reported broker or agent pay on their Cigna contracts; where paid, the median was 5.3% of premium (middle half 3.1%–9.9%).
In Cigna national PPO, 32 of the 50 Employer 50 services have a Nevada benchmark, at a median of 137% of Medicare across those services.
Cigna plans in Nevada, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 26 | 10,859 | 9% | $1,564 |
| 2021 | 33 | 16,075 | 11% | $1,508 |
| 2022 | 34 | 16,313 | 11% | $1,770 |
| 2023 | 40 | 17,653 | 11% | $2,075 |
| 2024 | 31 | 22,633 | 9% | $2,266 |
| 2025 (partial) | 20 | 21,380 | 10% | $1,699 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 5 | 16% |
| 100–499 | 16 | 52% |
| 500–999 | 8 | 26% |
| 1,000–4,999 | 1 | 3% |
| 5,000 or more | 1 | 3% |
Premiums and broker pay
| Measure | Cigna | All carriers, Nevada |
|---|---|---|
| Median premium per person covered | $2,266 | $5,519 |
| Premium per person, middle half | $666–$8,439 | $4,127–$6,978 |
| Plans reporting broker or agent pay | 81% | 85% |
| Median broker pay, % of premium | 5.3% | 4.8% |
| Broker pay, middle half | 3.1%–9.9% | 3.5%–5.9% |
| Median broker pay per person covered | $203 | $242 |
Industries
Cigna's Nevada employer clients are concentrated in professional and technical services (9 plans) and finance and insurance (3), followed by accommodation and food services (3).
| Industry | Plans | Share |
|---|---|---|
| Professional and technical services | 9 | 29% |
| Finance and insurance | 3 | 10% |
| Accommodation and food services | 3 | 10% |
| Manufacturing | 3 | 10% |
| Mining, oil and gas | 2 | 6% |
| Real estate | 2 | 6% |
Cigna employer clients in Nevada
31 employers in Nevada have a Cigna major-medical contract, 2 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
What the Cigna network pays physicians in Nevada
| Service | Code | Median | Middle half | % of Medicare | Other networks, median | Provider groups |
|---|---|---|---|---|---|---|
| Diagnostic heart catheterization with coronary angiography | 93458 | $387 | $289–$429 | 135% | $320 | 40 |
| Echocardiogram, transthoracic complete with Doppler | 93306 | $84 | $61–$99 | 124% | $78 | 40 |
| Electrocardiogram (EKG), complete | 93000 | $23 | $19–$27 | 153% | $18 | 42 |
| Nuclear stress test (SPECT myocardial perfusion) | 78452 | $93 | $67–$109 | 124% | $81 | 40 |
| Treadmill stress test, complete | 93015 | $98 | $92–$117 | 134% | $85 | 42 |
| Colonoscopy (diagnostic, with biopsy, with polyp removal) | 45378 | $306 | $295–$306 | 186% | – | 15 |
| Upper GI endoscopy (diagnostic, with biopsy) | 43235 | $214 | $214–$257 | 193% | $182 | 15 |
| Cataract removal with lens implant | 66984 | $650 | $581–$834 | 141% | $617 | 64 |
| Abdominal ultrasound, complete | 76700 | $55 | $42–$76 | 147% | $47 | 113 |
| Bone density scan (DXA), axial | 77080 | $13 | $11–$19 | 142% | $12 | 111 |
| CT abdomen and pelvis with contrast | 74177 | $114 | $84–$168 | 136% | $108 | 110 |
| CT chest without contrast | 71250 | $68 | $51–$99 | 137% | $66 | 113 |
| Chest X-ray, 2 views | 71046 | $14 | $11–$20 | 141% | $13 | 108 |
| MRI brain without and with contrast | 70553 | $144 | $107–$214 | 137% | $147 | 113 |
| MRI cervical spine without contrast | 72141 | $94 | $71–$139 | 139% | $107 | 113 |
Professional fee only: facility, implant and anesthesia charges are not included. Limited: rates come from a sample of providers, and groups are counted only in specialties that perform the service.
Carriers in Nevada
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Other insurers (regional and local plans) | 127 | 38% | $5,753 | 5.0% |
| UnitedHealthcare | 95 | 28% | $5,114 | 5.1% |
| Anthem (Elevance Health) | 74 | 22% | $5,237 | 4.0% |
| Cigna | 31 | 9% | $2,266 | 5.3% |
| Aetna | 25 | 7% | $6,005 | 4.1% |
| Kaiser Permanente | 25 | 7% | $9,661 | 4.7% |
| Blue Cross Blue Shield | 9 | 3% | $7,214 | 5.0% |
| Humana | 1 | 0% | $3,294 | – |
Cigna in other states
FAQ
How many Nevada employers have Cigna health insurance?
31 employer health plans in Nevada reported a Cigna major-medical contract in their 2024 filings, covering 22,633 persons. Self-funded plans that Cigna only administers are not counted.
What is Cigna's share of the Nevada insured employer market?
9% of insured large employer health plans, 4th of 8 carrier groups by plan count.
How much do brokers earn on Cigna plans in Nevada?
Where broker or agent pay was reported, the median was 5.3% of premium (4.8% across all carriers in Nevada).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 31 Nevada employer health plans with a Cigna major-medical contract in their 2024 filings. Self-funded plans that Cigna only administers are not counted here.
- Premium and broker figures: 31 contracts with 20+ persons covered and a reported premium; broker percentages use the 25 contracts that reported broker or agent pay.
- Network rates: Cigna national PPO, professional fees only, from a sample of providers.
- Full method and limits: how the employer health plan data is built.