Anthem (Elevance Health) employer health plans in Indiana
Who Anthem (Elevance Health) insures among Indiana employers and what those plans pay in premium and broker compensation, and what the Anthem (Elevance Health) network pays hospitals.
Anthem (Elevance Health) employer health plans in Indiana at a glance
What the data shows
Anthem (Elevance Health) is the largest insurer of employer health plans in Indiana: 203 plans held a Anthem (Elevance Health) major-medical contract in form year 2024, 42% of the state's 479 insured large plans, ahead of UnitedHealthcare with 91.
The Anthem (Elevance Health) book in Indiana has held steady since 2020 (205 plans then).
Most of these plans cover 100–499 people (136 plans); 17 cover 1,000 or more.
Median premium per person covered was $6,944, 5% above the Indiana all-carrier median of $6,640. Benefit design and group mix differ, so this is not a price comparison.
85% of these plans reported broker or agent pay on their Anthem (Elevance Health) contracts; where paid, the median was 2.9% of premium (middle half 2.1%–4.1%).
At Indiana hospitals, Anthem (Elevance Health)'s commercial rates run higher than other carriers' at the same hospital for 9 of 17 services; a hip or knee replacement stay has a median rate of $23,197 across 16 hospitals.
Anthem (Elevance Health) plans in Indiana, 2020–2024
| Form year | Plans | Persons covered | Share of state | Median premium / person |
|---|---|---|---|---|
| 2020 | 205 | 75,458 | 43% | $6,471 |
| 2021 | 225 | 90,103 | 41% | $6,259 |
| 2022 | 215 | 86,021 | 43% | $5,991 |
| 2023 | 216 | 94,340 | 41% | $6,613 |
| 2024 | 203 | 97,941 | 42% | $6,944 |
| 2025 (partial) | 153 | 90,705 | 40% | $6,925 |
Plan size
| Persons covered | Plans | Share |
|---|---|---|
| Under 100 | 28 | 14% |
| 100–499 | 136 | 67% |
| 500–999 | 18 | 9% |
| 1,000–4,999 | 16 | 8% |
| 5,000 or more | 1 | 0% |
Premiums and broker pay
| Measure | Anthem (Elevance Health) | All carriers, Indiana |
|---|---|---|
| Median premium per person covered | $6,944 | $6,640 |
| Premium per person, middle half | $4,538–$8,984 | $3,156–$8,913 |
| Plans reporting broker or agent pay | 85% | 78% |
| Median broker pay, % of premium | 2.9% | 3.5% |
| Broker pay, middle half | 2.1%–4.1% | 2.3%–5.4% |
| Median broker pay per person covered | $190 | $202 |
Industries
Anthem (Elevance Health)'s Indiana employer clients are concentrated in manufacturing (51 plans) and health care and social assistance (28), followed by professional and technical services (24).
| Industry | Plans | Share |
|---|---|---|
| Manufacturing | 51 | 25% |
| Health care and social assistance | 28 | 14% |
| Professional and technical services | 24 | 12% |
| Finance and insurance | 18 | 9% |
| Retail trade | 15 | 7% |
| Wholesale trade | 9 | 4% |
Anthem (Elevance Health) employer clients in Indiana
197 employers in Indiana have a Anthem (Elevance Health) major-medical contract, 17 of them covering 1,000 or more people. For each one Medlyze has the plan year, the broker on each contract and what that broker was paid, and compiles the list for a state, an industry or a single employer on request.
| Employer | Persons covered | Plan year ends | Broker | Broker pay, % of premium |
|---|---|---|---|---|
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
| Employer name | Locked | Locked | Locked | Locked |
Brokers: request the Anthem (Elevance Health) Prospect List for Indiana →
What the Anthem (Elevance Health) network pays hospitals in Indiana
Anthem (Elevance Health) commercial rates are on record at 31 Indiana hospitals (the hospitals covered so far, not every hospital). Compared at the same hospitals, Anthem (Elevance Health)'s rate is higher than the other carriers' median for 9 of 17 services and lower for 8. For Emergency visit, level 4, the rate runs from $158 to $6,326 across 8 hospitals.
This page shows 3 of the 17 services in full. The other rates, the size of each gap and every hospital's prices are in the Plan Cost Benchmark.
| Service | Hospitals | Median rate | Range (P10–P90) | vs other carriers, same hospitals | Cash price, median |
|---|---|---|---|---|---|
| Hip or knee replacement (hospital stay) | 16 | $23,197 | $15,115–$38,923 | Higher | $40,162 |
| C-section delivery (hospital stay) | 17 | Locked | Locked | Higher | Locked |
| Vaginal delivery (hospital stay) | 16 | Locked | Locked | Higher | Locked |
| MRI, lower back | 11 | $308 | $96–$1,300 | Higher | $578 |
| MRI, knee | 10 | Locked | Locked | Higher | Locked |
| CT, head | 11 | Locked | Locked | Higher | Locked |
| CT, abdomen and pelvis | 11 | Locked | Locked | Higher | Locked |
| Screening mammogram | 7 | Locked | Locked | Higher | Locked |
| Colonoscopy, diagnostic | 9 | Locked | Locked | Lower | Locked |
| Upper GI endoscopy with biopsy | 9 | Locked | Locked | Lower | Locked |
| Knee arthroscopy | 9 | Locked | Locked | Lower | Locked |
| Cataract surgery | 9 | Locked | Locked | Lower | Locked |
| Gallbladder removal, laparoscopic | 9 | Locked | Locked | Lower | Locked |
| Knee replacement, outpatient | 8 | Locked | Locked | Lower | Locked |
| Emergency visit, level 4 | 8 | $174 | $158–$6,326 | Higher | $460 |
| Comprehensive metabolic panel | 11 | Locked | Locked | Lower | Locked |
| Complete blood count | 9 | Locked | Locked | Lower | Locked |
Hospitals with the most published Anthem (Elevance Health) rates
| Hospital | Joint replacement | MRI lower back | CT abdomen | Colonoscopy | ER level 4 | Vaginal delivery |
|---|---|---|---|---|---|---|
| Ascension St. Vincent Salem Hospital | – | Locked | Locked | Locked | Locked | Locked |
| Ascension St. Vincent Seton Specialty Hospital | – | Locked | Locked | Locked | Locked | Locked |
| Deaconess Gibson Hospital | $38,923 | Locked | Locked | Locked | Locked | Locked |
| Deaconess Midtown Hospital | $15,115 | Locked | Locked | Locked | Locked | Locked |
| Norton Clark Hospital | $17,103 | Locked | Locked | Locked | Locked | Locked |
| Norton King's Daughters' Health | $48,409 | Locked | Locked | Locked | Locked | Locked |
| Reid Health Connersville | $16,259 | Locked | Locked | Locked | Locked | Locked |
| Reid Hospital | $16,259 | Locked | Locked | Locked | Locked | Locked |
| St Mary Medical Center | – | Locked | Locked | Locked | Locked | Locked |
| The Women's Hospital | $24,564 | Locked | Locked | Locked | Locked | Locked |
How the contracts are written: case rates 22%, fee schedules 48%, per diem 2%, percent of billed charges 12%, other 16% of Anthem (Elevance Health)'s published commercial rates for these services in Indiana.
Employers: see all 17 services and every hospital near your people in a Plan Cost Benchmark →
Hospital facility rate only: physician, anesthesia and implant charges are separate. Rates are what hospitals publish, not claims paid, and are not weighted by use.
Carriers in Indiana
| Carrier | Plans | Share | Median premium / person | Median broker % |
|---|---|---|---|---|
| Anthem (Elevance Health) | 203 | 42% | $6,944 | 2.9% |
| Other insurers (regional and local plans) | 112 | 23% | $4,715 | 7.3% |
| UnitedHealthcare | 91 | 19% | $6,390 | 3.4% |
| Cigna | 47 | 10% | $4,171 | 6.5% |
| Blue Cross Blue Shield | 24 | 5% | $7,964 | 3.1% |
| Kaiser Permanente | 14 | 3% | $7,755 | 4.0% |
| Aetna | 9 | 2% | $2,825 | 1.3% |
| Humana | 9 | 2% | $3,748 | 2.8% |
Anthem (Elevance Health) in other states
FAQ
How many Indiana employers have Anthem (Elevance Health) health insurance?
203 employer health plans in Indiana reported a Anthem (Elevance Health) major-medical contract in their 2024 filings, covering 97,941 persons. Self-funded plans that Anthem (Elevance Health) only administers are not counted.
What is Anthem (Elevance Health)'s share of the Indiana insured employer market?
42% of insured large employer health plans, 1st of 8 carrier groups by plan count.
How much do brokers earn on Anthem (Elevance Health) plans in Indiana?
Where broker or agent pay was reported, the median was 2.9% of premium (3.5% across all carriers in Indiana).
Can I see the figures for a specific employer?
Yes. Brokers can request an Employer Account Brief on one employer, or a Prospect List for this market. Employers can request a Plan Cost Benchmark for their own plan. Use the request form on this page.
About these numbers
- Plans counted: the 203 Indiana employer health plans with a Anthem (Elevance Health) major-medical contract in their 2024 filings. Self-funded plans that Anthem (Elevance Health) only administers are not counted here.
- Premium and broker figures: 185 contracts with 20+ persons covered and a reported premium; broker percentages use the 164 contracts that reported broker or agent pay.
- Hospital prices: Anthem (Elevance Health) commercial rates at Indiana hospitals; stay and facility prices only.
- Full method and limits: how the employer health plan data is built.